# Agriwise Finserv business loans

> Agriwise Finserv is on Recur Club's lender panel, writing distributor financing.

Source: https://www.recurclub.com/lenders/agriwise-finserv
Last updated: 2026-10-20

Also offered, with no terms observed yet: Distributor Financing.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · avoid: Auto Components, Automobiles, Aviation, Banking, Biotechnology, Cement, Chemicals, Consumer Durables, Defence Manufacturing, E-Commerce, Education and Training, Electric Vehicle, Electronics System Design & Manufacturing, Engineering and Capital Goods, Engineering, Procurement, and Construction (EPC), Explosives, Arms and Ammunitions, Financial Services, FMCG, Food Processing, Gambling and Betting, Gems and Jewellery, Healthcare, Infrastructure, Insurance, Lottery Business, Manufacturing, Media and Entertainment, Medical Devices, Metals and Mining, Mining Companies, Mining Equipment, Mining Tech, Oil and Gas, Others, Paper & Packaging, Pharmaceuticals, Ports, Power, Railways, Real Estate (asset Light), Real Estate (non asset Light), Renewable Energy, Retail (Consumer Goods), Roads, SaaS, Science and Technology, Services, Services for Mining Industry, Steel, Tech Services, Telecommunications, Textiles, Tobacco Products, Tourism and Hospitality, Trading · positive sector: Agriculture and Allied Industries
- Security (observed): FD margin 5–10% (100%)
- Security asked in 2026: FD margin 5–10% (×1)

## Common questions

### What does Agriwise Finserv lend?

Agriwise Finserv writes distributor financing.

### What are Agriwise Finserv's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Agriwise Finserv ask for?

Observed across sanctions: FD margin 5–10% (100%).

### How do I apply to Agriwise Finserv?

You do not apply to Agriwise Finserv directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Agriwise Finserv's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Agriwise Finserv the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Agriwise Finserv screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

---

Check which lenders fund a business like yours: https://www.recurclub.com/recur-market
All lenders: https://www.recurclub.com/lenders

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Agriwise Finserv's current policy.