# Amu Leasing business loans

> Amu Leasing is on Recur Club's lender panel, writing operating lease, secured term loan.

Source: https://www.recurclub.com/lenders/amu-leasing
Last updated: 2026-10-20

Also offered, with no terms observed yet: Operating Lease, Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · avoid: Agriculture and Allied Industries, Auto Components, Automobiles, Aviation, Banking, Biotechnology, Cement, Chemicals, Consumer Durables, Defence Manufacturing, E-Commerce, Education and Training, Electronics System Design & Manufacturing, Engineering and Capital Goods, Engineering, Procurement, and Construction (EPC), Explosives, Arms and Ammunitions, Financial Services, FMCG, Food Processing, Gambling and Betting, Gems and Jewellery, Healthcare, Infrastructure, Insurance, Lottery Business, Manufacturing, Media and Entertainment, Medical Devices, Metals and Mining, Mining Companies, Mining Equipment, Mining Tech, Oil and Gas, Others, Paper & Packaging, Pharmaceuticals, Ports, Power, Railways, Real Estate (asset Light), Real Estate (non asset Light), Renewable Energy, Retail (Consumer Goods), Roads, SaaS, Science and Technology, Services, Services for Mining Industry, Steel, Tech Services, Telecommunications, Textiles, Tobacco Products, Tourism and Hospitality, Trading · Delhi, Maharashtra · Private Limited, Public, Sole proprietorship, Limited Liability Partner · positive sector: Electric Vehicle
- Financials: runway ≥12mo · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 18–22% · ticket ₹0–5cr · tenure 0–60mo
- Security: FD margin 5–10%

## Common questions

### What does Amu Leasing lend?

Amu Leasing writes operating lease, secured term loan.

### What are Amu Leasing's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### How do I apply to Amu Leasing?

You do not apply to Amu Leasing directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Amu Leasing's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Amu Leasing the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Amu Leasing screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Amu Leasing's current policy.