# Anupam Finserv business loans

> Anupam Finserv is on Recur Club's lender panel, writing unsecured business loan.

Source: https://www.recurclub.com/lenders/anupam-finserv
Last updated: 2026-10-20

Also offered, with no terms observed yet: Unsecured Business Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Maharashtra
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- Security asked in : Personal Guarantee Of Promoters/Directors (×1)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1)

## Common questions

### What does Anupam Finserv lend?

Anupam Finserv writes unsecured business loan.

### What are Anupam Finserv's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Anupam Finserv ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%).

### How do I apply to Anupam Finserv?

You do not apply to Anupam Finserv directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Anupam Finserv's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Anupam Finserv the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Anupam Finserv screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Anupam Finserv's current policy.