# Aquilon Services business loans

> Aquilon Services is on Recur Club's lender panel, writing sales invoice discounting, secured term loan, working capital demand loan.

Source: https://www.recurclub.com/lenders/aquilon-services
Last updated: 2026-10-20

Also offered, with no terms observed yet: Sales Invoice Discounting, Secured Term Loan, Working Capital Demand Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · avoid: Trading, Real Estate (non asset Light), Real Estate (asset Light), Gems and Jewellery · pan-India · sector-agnostic (46 sectors — full list in data JSON)
- Financials: rev ≥₹85cr (secured term loan) · rev ≥₹100cr (working capital demand loan) · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: ticket ₹5–100cr
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (83%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×12), 1st/pari-passu charge on current assets (×10), Corporate Guarantee (×3), FD margin 10–15% (×3)
- share → in-principle approval (initial interest): ≈32d

## Common questions

### What does Aquilon Services lend?

Aquilon Services writes sales invoice discounting, secured term loan, working capital demand loan.

### What are Aquilon Services's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Aquilon Services ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (83%).

### How do I apply to Aquilon Services?

You do not apply to Aquilon Services directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Aquilon Services's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Aquilon Services the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Aquilon Services screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Aquilon Services's current policy.