# Ascertis Investment business loans

> Ascertis Investment is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/ascertis-investment
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: sector-agnostic (50 sectors — full list in data JSON)
- Financials: EBITDA ≥₹10cr · DSCR ≥1
- Deal: rate 12–18% · ticket ₹120–2000cr · tenure 12–48mo
- Security (observed): 1st/pari-passu charge on current assets (100%) · Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (100%)
- Security asked in 2026: 1st/pari-passu charge on current assets (×1), Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (×1)

## Common questions

### What does Ascertis Investment lend?

Ascertis Investment writes secured term loan.

### What security does Ascertis Investment ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (100%).

### What documents does Ascertis Investment ask for?

Most often cap table / equity, receivable/inventory ageing, revenue/vertical breakup, term sheet. Having these ready before the first call is what shortens the turnaround.

### How do I apply to Ascertis Investment?

You do not apply to Ascertis Investment directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Ascertis Investment's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Ascertis Investment the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Ascertis Investment screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Ascertis Investment's current policy.