# Avanti Finance business loans

> Avanti Finance is on Recur Club's lender panel, writing sales invoice discounting, secured term loan, working capital demand loan.

Source: https://www.recurclub.com/lenders/avanti-finance
Last updated: 2026-10-20

Also offered, with no terms observed yet: Sales Invoice Discounting, Secured Term Loan, Working Capital Demand Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 16–19% · ticket ₹0–10cr · tenure 12–36mo
- Security (observed): Escrow Of Cashflows (100%)
- Security asked in : Escrow Of Cashflows (×1)

## Common questions

### What does Avanti Finance lend?

Avanti Finance writes sales invoice discounting, secured term loan, working capital demand loan.

### What are Avanti Finance's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Avanti Finance ask for?

Observed across sanctions: Escrow Of Cashflows (100%).

### How do I apply to Avanti Finance?

You do not apply to Avanti Finance directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Avanti Finance's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Avanti Finance the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Avanti Finance screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Avanti Finance's current policy.