# Capitar Ventures business loans

> Capitar Ventures is on Recur Club's lender panel, writing secured term loan, venture debt, working capital demand loan.

Source: https://www.recurclub.com/lenders/capitar-ventures
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan, Venture Debt, Working Capital Demand Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Maharashtra
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 15–17% · ticket ₹5–20cr · tenure 12–24mo
- Security (observed): 1st/pari-passu charge on current assets (100%) · FD margin 10–15% (50%)
- Security asked in : 1st/pari-passu charge on current assets (×4), FD margin 10–15% (×2), Warrants 5-10% (×1), Escrow Of Cashflows (×1)

## Common questions

### What does Capitar Ventures lend?

Capitar Ventures writes secured term loan, venture debt, working capital demand loan.

### What are Capitar Ventures's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Capitar Ventures ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%) · FD margin 10–15% (50%).

### How do I apply to Capitar Ventures?

You do not apply to Capitar Ventures directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Capitar Ventures's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Capitar Ventures the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Capitar Ventures screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Capitar Ventures's current policy.