# Edelweiss Asset business loans

> Edelweiss Asset is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/edelweiss-asset
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility - EDELWEISS ALTERNATIVE ASSET ADVISORSLIMITED

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · pan-India
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 15–18% · ticket ₹100–1000cr · tenure 12–84mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 2nd charge on current assets (100%) · share pledge ≤51% (100%)
- Security asked in : Personal Guarantee Of Promoters/Directors (×3), 1st/pari-passu charge on current assets (×1), FD margin 15–20% (×1), 2nd charge on current assets (×1)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1), 2nd charge on current assets (×1), share pledge ≤51% (×1)

## Eligibility - EDELWEISS ASSET MANAGEMENT LIMITED

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Maharashtra
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: tenure 12–60mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st charge on immovable assets (100%) · 2nd charge on current assets (100%) · Corporate Guarantee (100%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1), 1st charge on immovable assets (×1), 2nd charge on current assets (×1), Corporate Guarantee (×1)

## Common questions

### What does Edelweiss Asset lend?

Edelweiss Asset writes secured term loan.

### What are Edelweiss Asset's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Edelweiss Asset ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 2nd charge on current assets (100%) · share pledge ≤51% (100%).

### How do I apply to Edelweiss Asset?

You do not apply to Edelweiss Asset directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Edelweiss Asset's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Edelweiss Asset the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Edelweiss Asset screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

---

Check which lenders fund a business like yours: https://www.recurclub.com/recur-market
All lenders: https://www.recurclub.com/lenders

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Edelweiss Asset's current policy.