# Hinduja Leyland business loans

> Hinduja Leyland is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/hinduja-leyland
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Tamil Nadu · positive sector: Financial Services
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤2 · DSCR ≥-1
- Security (observed): 1st/pari-passu charge on current assets (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (50%) · Corporate Guarantee (50%)
- Security asked in : 1st/pari-passu charge on current assets (×2), Personal Guarantee Of Promoters / Directors / Property Owner (×1), Corporate Guarantee (×1)

## Sanctioned terms (from 1 real sanction letter)

### Sanctioned amount: median ₹15 cr · NEW ×1

- median ₹15 cr · NEW ×1

### Typical security: Immovable Property ×1

- Immovable Property ×1

### Typical covenants: - Periodic reporting / MIS obligation — 100% of letters

- Periodic reporting / MIS obligation — 100% of letters

### Term sheet by ticket size: (facilities, largest first)

- (facilities, largest first)

## Common questions

### What does Hinduja Leyland lend?

Hinduja Leyland writes secured term loan.

### What are Hinduja Leyland's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Hinduja Leyland ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (50%) · Corporate Guarantee (50%).

### How do I apply to Hinduja Leyland?

You do not apply to Hinduja Leyland directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Hinduja Leyland's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Hinduja Leyland the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Hinduja Leyland screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Hinduja Leyland's current policy.