# IIFL Thane business loans

> IIFL Thane is on Recur Club's lender panel, writing secured term loan, unsecured business loan.

Source: https://www.recurclub.com/lenders/iifl-thane
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan, Unsecured Business Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1

## Sanctioned terms (from 21 real sanction letters)

### Sanctioned amount: median ₹30L (₹20L–₹77L) · NEW ×5

- median ₹30L (₹20L–₹77L) · NEW ×5

### Typical covenants: - Other standing covenants — 38% of letters

- Other standing covenants — 38% of letters

### Term sheet by ticket size: (facilities, largest first)

- (facilities, largest first)

## Common questions

### What does IIFL Thane lend?

IIFL Thane writes secured term loan, unsecured business loan.

### What are IIFL Thane's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### How do I apply to IIFL Thane?

You do not apply to IIFL Thane directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against IIFL Thane's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is IIFL Thane the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what IIFL Thane screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of IIFL Thane's current policy.