# India Accelerator business loans

> India Accelerator is on Recur Club's lender panel, writing secured term loan, venture debt.

Source: https://www.recurclub.com/lenders/india-accelerator
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan, Venture Debt.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Maharashtra
- Financials: rev ≥₹0.5cr · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · maximum annualrevenue: 100 · debt/networth ≤4 · DSCR ≥1
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Security asked in : 1st/pari-passu charge on current assets (×1)

## Common questions

### What does India Accelerator lend?

India Accelerator writes secured term loan, venture debt.

### What are India Accelerator's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does India Accelerator ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%).

### How do I apply to India Accelerator?

You do not apply to India Accelerator directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against India Accelerator's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is India Accelerator the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what India Accelerator screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

---

Check which lenders fund a business like yours: https://www.recurclub.com/recur-market
All lenders: https://www.recurclub.com/lenders

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of India Accelerator's current policy.