# Indian Overseas business loans

> Indian Overseas is on Recur Club's lender panel, writing overdraft / cash credit.

Source: https://www.recurclub.com/lenders/indian-overseas
Last updated: 2026-10-20

Also offered, with no terms observed yet: Overdraft / Cash Credit.

## Eligibility

### Screening gates and observed behaviour

- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st charge on immovable assets (100%) · 1st/pari-passu charge on current assets (100%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1), 1st charge on immovable assets (×1), 1st/pari-passu charge on current assets (×1)

## Common questions

### What does Indian Overseas lend?

Indian Overseas writes overdraft / cash credit.

### What security does Indian Overseas ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st charge on immovable assets (100%) · 1st/pari-passu charge on current assets (100%).

### How do I apply to Indian Overseas?

You do not apply to Indian Overseas directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Indian Overseas's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Indian Overseas the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Indian Overseas screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Indian Overseas's current policy.