# Indresh Financial business loans

> Indresh Financial is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/indresh-financial
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Security (observed): 1st/pari-passu charge on current assets (100%) · FD margin 20–30% (50%) · Corporate Guarantee (50%) · FD margin 15–20% (50%)
- Security asked in : 1st/pari-passu charge on current assets (×2), FD margin 20–30% (×1), Corporate Guarantee (×1), FD margin 15–20% (×1)

## Sanctioned terms (from 1 real sanction letter)

### Sanctioned amount: median ₹25 cr · ENHANCEMENT ×1

- median ₹25 cr · ENHANCEMENT ×1

### Typical security: Undated Cheque ×1, Receivables/Cash Flows ×1, Receivables/Book Debts ×1

- Undated Cheque ×1, Receivables/Cash Flows ×1, Receivables/Book Debts ×1

### Typical covenants: - No further charge / pledge of assets elsewhere — 100% of letters

- No further charge / pledge of assets elsewhere — 100% of letters

### Term sheet by ticket size: (facilities, largest first)

- (facilities, largest first)

## Common questions

### What does Indresh Financial lend?

Indresh Financial writes secured term loan.

### What security does Indresh Financial ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%) · FD margin 20–30% (50%) · Corporate Guarantee (50%) · FD margin 15–20% (50%).

### How do I apply to Indresh Financial?

You do not apply to Indresh Financial directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Indresh Financial's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Indresh Financial the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Indresh Financial screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Indresh Financial's current policy.