# Minions Ventures business loans

> Minions Ventures is on Recur Club's lender panel, writing sales invoice discounting, working capital demand loan. Observed tickets run ₹15 cr to ₹15 cr. Median turnaround from application to disbursal is about 374 days.

Source: https://www.recurclub.com/lenders/minions-ventures
Last updated: 2026-10-20

## Products and indicative terms

Observed on live transactions. Not an offer or a quote.

| Product | Ticket | Rate | Tenure |
|---|---|---|---|
| Sales Invoice Discounting | ₹15 cr | - | - |

Also offered, with no terms observed yet: Working Capital Demand Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Karnataka
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Security (observed): Fixed Deposit <5% (100%) · FD margin 5–10% (100%) · FD margin 10–15% (100%) · FD margin 15–20% (100%) · FD margin 20–30% (100%) · Personal Guarantee Of Promoters/Directors (100%) · Escrow Of Cashflows (100%)
- Security asked in : Fixed Deposit <5% (×1), FD margin 5–10% (×1), FD margin 10–15% (×1), FD margin 15–20% (×1)
- share → in-principle approval (initial interest): ≈0d

## Common questions

### What does Minions Ventures lend?

Minions Ventures writes sales invoice discounting, working capital demand loan. Across those, observed facilities run ₹15 cr to ₹15 cr.

### What ticket size does Minions Ventures offer?

Facilities observed on live transactions run from ₹15 cr to ₹15 cr. The band differs by product, so the figure that applies to you depends on which facility you are asking for.

### How long does Minions Ventures take to disburse?

About 374 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.

### What are Minions Ventures's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Minions Ventures ask for?

Observed across sanctions: Fixed Deposit <5% (100%) · FD margin 5–10% (100%) · FD margin 10–15% (100%) · FD margin 15–20% (100%) · FD margin 20–30% (100%) · Personal Guarantee Of Promoters/Directors (100%) · Escrow Of Cashflows (100%).

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Minions Ventures's current policy.