# Mosaic AMC business loans

> Mosaic AMC is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/mosaic-amc
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: pan-India · Private Limited, Public, Limited Liability Partner
- Financials: maximum assetsundermanagement: 10000 · rev ≥₹250cr · TOL/adjusted tangible net worth ≤4 · minimum assetsundermanagement: 500 · gross non performing assets: 2 · DSCR ≥1
- Deal: rate 13–20% · ticket ₹75–400cr · tenure 36–48mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%) · 1st charge on immovable assets (67%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×3), 1st/pari-passu charge on current assets (×3), 1st charge on immovable assets (×2), Corporate Guarantee (×1)

## Common questions

### What does Mosaic AMC lend?

Mosaic AMC writes secured term loan.

### What security does Mosaic AMC ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%) · 1st charge on immovable assets (67%).

### How do I apply to Mosaic AMC?

You do not apply to Mosaic AMC directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Mosaic AMC's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Mosaic AMC the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Mosaic AMC screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Mosaic AMC's current policy.