# Nisus Finance business loans

Source: https://www.recurclub.com/lenders/nisus-finance
Last updated: 2026-10-20

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650 · Maharashtra · positive sector: Real Estate (asset Light) · Private Limited, Public, Sole proprietorship, Limited Liability Partner
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 18–22% · ticket ₹30–300cr · tenure 24–60mo
- Security: 1st charge on immovable assets

## Common questions

### What are Nisus Finance's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### How do I apply to Nisus Finance?

You do not apply to Nisus Finance directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Nisus Finance's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Nisus Finance the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Nisus Finance screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Nisus Finance's current policy.