# Orix Leasing business loans

Source: https://www.recurclub.com/lenders/orix-leasing
Last updated: 2026-10-20

## Eligibility

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 9–16% · ticket ₹0.8–1000cr · tenure 12–84mo

## Sanctioned terms (from 3 real sanction letters)

### Sanctioned amount: median ₹1.9 cr (₹1.2 cr–₹1.9 cr) · NEW ×1

- median ₹1.9 cr (₹1.2 cr–₹1.9 cr) · NEW ×1

### Typical security: New Machine / Vehicle (Zen Micro Pod-FEV XXL) ×1, Security cheques ×1, Vehicle transfer documents ×1, Vehicles (Zen Micro Pod-FEV XXL) - hypothecation ×1

- New Machine / Vehicle (Zen Micro Pod-FEV XXL) ×1, Security cheques ×1, Vehicle transfer documents ×1, Vehicles (Zen Micro Pod-FEV XXL) - hypothecation ×1

### Typical covenants: - NOC required for specified actions — 33% of letters

- NOC required for specified actions — 33% of letters

### Term sheet by ticket size: (facilities, largest first)

- (facilities, largest first)

## Common questions

### What are Orix Leasing's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### How do I apply to Orix Leasing?

You do not apply to Orix Leasing directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Orix Leasing's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Orix Leasing the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Orix Leasing screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Orix Leasing's current policy.