# Praxian Global business loans

> Praxian Global is on Recur Club's lender panel, writing operating lease.

Source: https://www.recurclub.com/lenders/praxian-global
Last updated: 2026-10-20

Also offered, with no terms observed yet: Operating Lease.

## Eligibility

### Screening gates and observed behaviour

- Borrower: age ≥2y · CIBIL ≥650 · avoid: Gems and Jewellery, Real Estate (non asset Light), Electric Vehicle · pan-India · Private Limited, Public, Sole proprietorship, Limited Liability Partner
- Financials: runway ≥12mo · rev ≥₹100cr · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · DSCR ≥1 · debt/networth ≤4
- Deal: rate 8–18% · ticket ₹5–200cr · tenure 36–60mo
- Security (observed): 1st charge on P&M (100%) · FD margin 10–15% (100%)
- Security asked in 2026: 1st charge on P&M (×1), FD margin 10–15% (×1)

## Common questions

### What does Praxian Global lend?

Praxian Global writes operating lease.

### What are Praxian Global's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Praxian Global ask for?

Observed across sanctions: 1st charge on P&M (100%) · FD margin 10–15% (100%).

### How do I apply to Praxian Global?

You do not apply to Praxian Global directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Praxian Global's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Praxian Global the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Praxian Global screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Praxian Global's current policy.