# Prucap Consultants business loans

Source: https://www.recurclub.com/lenders/prucap-consultants
Last updated: 2026-10-20

## Eligibility

### Screening gates and observed behaviour

- Borrower: avoid: Gems and Jewellery, Mining Companies, Mining Equipment, Mining Tech, Services for Mining Industry, Media and Entertainment
- Financials: maximum tradereceivables: 120 · rev ≥₹100cr · debt/EBITDA ≤3 · networth ≥₹20cr · maximum tradepayables: 45 · debt/networth ≤3 · DSCR ≥1.5 · maximum workingcapitalgap: 120
- Security: Personal Guarantee Of Promoters / Directors / Property Owner · 1st charge on immovable assets · 1st charge on P&M

## Common questions

### How do I apply to Prucap Consultants?

You do not apply to Prucap Consultants directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Prucap Consultants's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Prucap Consultants the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Prucap Consultants screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Prucap Consultants's current policy.