# Re Attire business loans

> Re Attire is on Recur Club's lender panel, writing overdraft / cash credit, secured term loan, working capital demand loan. Median turnaround from application to disbursal is about 189 days.

Source: https://www.recurclub.com/lenders/re-attire
Last updated: 2026-09-29

## Products and indicative terms

Observed on live transactions. Not an offer or a quote.

| Product | Ticket | Rate | Tenure |
|---|---|---|---|
| Overdraft / Cash Credit | - | - | - |
| Secured Term Loan | - | - | - |

Also offered, with no terms observed yet: Working Capital Demand Loan.

## Eligibility

### Will not fund

- Bankers club's cash offer was not acceptable for a cash-based transaction with the company; bankers club works with banks but is not okay working directly with the company on this basis.

### Screening gates and observed behaviour

- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Security asked in : 1st/pari-passu charge on current assets (×5), Personal Guarantee Of Promoters/Directors (×2), 1st charge on immovable assets (×2), FD margin 20–30% (×1)
- sanction → disburse (closing): ≈53d

## Common questions

### What does Re Attire lend?

Re Attire writes overdraft / cash credit, secured term loan, working capital demand loan.

### How long does Re Attire take to disburse?

About 189 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.

### What are Re Attire's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### Who does Re Attire not fund?

Bankers club's cash offer was not acceptable for a cash-based transaction with the company; bankers club works with banks but is not okay working directly with the company on this basis. Sector and structure exclusions are listed in full on this page.

### What security does Re Attire ask for?

Observed across sanctions: 1st/pari-passu charge on current assets (100%).

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Re Attire's current policy.