# Rxil Global business loans

> Rxil Global is on Recur Club's lender panel, writing domestic factoring, purchase invoice discounting, trade receivables discounting system.

Source: https://www.recurclub.com/lenders/rxil-global
Last updated: 2026-10-20

Also offered, with no terms observed yet: Domestic Factoring, Purchase Invoice Discounting, Trade Receivables Discounting System.

## Eligibility - RXIL GLOBAL IFSC LIMITED

### Screening gates and observed behaviour

- Borrower: age ≥3y · CIBIL ≥650 · avoid: Financial Services, Insurance, Banking, Engineering, Procurement, and Construction (EPC), Infrastructure · pan-India · Private Limited, Public · sector-agnostic (43 sectors — full list in data JSON)
- Financials: rev ≥₹500cr · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤5 · debt/networth ≤4 · DSCR ≥1.2
- Deal: rate 6–14% · ticket ₹0–50cr · tenure 3–12mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%) · FD margin 10–15% (57%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×7), FD margin 10–15% (×4), FD margin 5–10% (×3), Escrow Of Cashflows (×1)
- share → in-principle approval (initial interest): ≈30d

## Eligibility - RXIL FINANCIAL TECHNOLOGIES SERVICES LIMITED

### Screening gates and observed behaviour

- Borrower: age ≥3y · CIBIL ≥650 · avoid: Banking, Financial Services, Insurance, Infrastructure · pan-India · Private Limited, Public, Sole proprietorship · sector-agnostic (56 sectors — full list in data JSON)
- Financials: rev ≥₹10cr · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤5 · maximum annualrevenue: 500 · debt/networth ≤4 · DSCR ≥1.2
- Deal: rate 8–14% · ticket ₹0–50cr · tenure 3–12mo
- Security (observed): No Security (100%)
- Security asked in 2026: No Security (×1)

## Common questions

### What does Rxil Global lend?

Rxil Global writes domestic factoring, purchase invoice discounting, trade receivables discounting system.

### What are Rxil Global's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Rxil Global ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · FD margin 10–15% (57%).

### How do I apply to Rxil Global?

You do not apply to Rxil Global directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Rxil Global's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Rxil Global the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Rxil Global screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

---

Check which lenders fund a business like yours: https://www.recurclub.com/recur-market
All lenders: https://www.recurclub.com/lenders

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Rxil Global's current policy.