# Singularity Creditworld business loans

> Singularity Creditworld is on Recur Club's lender panel, writing unsecured business loan.

Source: https://www.recurclub.com/lenders/singularity-creditworld
Last updated: 2026-10-20

Also offered, with no terms observed yet: Unsecured Business Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: Private Limited, Public, Sole proprietorship, Limited Liability Partner · positive sector: Electric Vehicle, Renewable Energy
- Financials: rev ≥₹10cr
- Deal: ticket ₹0.2–1.5cr · tenure 6–24mo
- Security (observed): No Security (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (100%) · Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (100%)
- Security asked in 2026: No Security (×1), Personal Guarantee Of Promoters / Directors / Property Owner (×1), Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (×1)

## Sanctioned terms (from 1 real sanction letter)

### Sanctioned amount: median ₹5 cr · NEW ×1

- median ₹5 cr · NEW ×1

### Typical security: Mortgage and vehicle loan receivables/book debts ×1

- Mortgage and vehicle loan receivables/book debts ×1

### Typical covenants: - Financial-ratio threshold to be maintained — 100% of letters

- Financial-ratio threshold to be maintained — 100% of letters

### Term sheet by ticket size: (facilities, largest first)

- (facilities, largest first)

## Common questions

### What does Singularity Creditworld lend?

Singularity Creditworld writes unsecured business loan.

### What security does Singularity Creditworld ask for?

Observed across sanctions: No Security (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (100%) · Movable Fixed Assets/Plant & Machinery - Pari Passu First Charge (100%).

### What documents does Singularity Creditworld ask for?

Most often receivable/inventory ageing, term sheet. Having these ready before the first call is what shortens the turnaround.

### How do I apply to Singularity Creditworld?

You do not apply to Singularity Creditworld directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Singularity Creditworld's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Singularity Creditworld the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Singularity Creditworld screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

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Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Singularity Creditworld's current policy.