# Tourism Finance business loans

> Tourism Finance is on Recur Club's lender panel, writing secured term loan.

Source: https://www.recurclub.com/lenders/tourism-finance
Last updated: 2026-10-20

Also offered, with no terms observed yet: Secured Term Loan.

## Eligibility

### Screening gates and observed behaviour

- Borrower: age ≥2y · CIBIL ≥650 · avoid: Agriculture and Allied Industries, Auto Components, Automobiles, Aviation, Biotechnology, Cement, Chemicals, Consumer Durables, E-Commerce, Electric Vehicle, Electronics System Design & Manufacturing, Engineering and Capital Goods, Engineering, Procurement, and Construction (EPC), FMCG, Food Processing, Gambling and Betting, Gems and Jewellery, Insurance, Lottery Business, Media and Entertainment, Metals and Mining, Mining Companies, Mining Equipment, Mining Tech, Oil and Gas, Others, Paper & Packaging, Pharmaceuticals, Ports, Power, Railways, Renewable Energy, Retail (Consumer Goods), Roads, SaaS, Science and Technology, Services, Services for Mining Industry, Steel, Tech Services, Telecommunications, Textiles, Tobacco Products, Trading, Explosives, Arms and Ammunitions · Delhi · Private Limited, Public · positive sector: Tourism and Hospitality, Manufacturing, Real Estate (asset Light), Real Estate (non asset Light), Financial Services, Banking, Defence Manufacturing, Infrastructure, Medical Devices, Healthcare, Education and Training
- Financials: runway ≥12mo · rev ≥₹50cr · TOL/adjusted tangible net worth ≤5 · debt/EBITDA ≤4 · debt/networth ≤4 · DSCR ≥1
- Deal: rate 12–15% · ticket ₹10–165cr · tenure 12–60mo
- Security (observed): 1st charge on immovable assets (100%) · 1st/pari-passu charge on current assets (100%)
- Security asked in : 1st charge on immovable assets (×1), 1st/pari-passu charge on current assets (×1)

## Common questions

### What does Tourism Finance lend?

Tourism Finance writes secured term loan.

### What are Tourism Finance's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

### What security does Tourism Finance ask for?

Observed across sanctions: 1st charge on immovable assets (100%) · 1st/pari-passu charge on current assets (100%).

### How do I apply to Tourism Finance?

You do not apply to Tourism Finance directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Tourism Finance's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

### Is Tourism Finance the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Tourism Finance screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

---

Check which lenders fund a business like yours: https://www.recurclub.com/recur-market
All lenders: https://www.recurclub.com/lenders

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Tourism Finance's current policy.