Cash Credit and Overdraft (CCOD)
Access up to ₹100 Cr through Cash Credit & Overdraft (CCOD) - pay interest only on what you use and keep your business agile.
Our Offerings
We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step.
Cash Credit and Overdraft
Our CCOD solutions offer up to ₹100 crore in instant funding and flexible usage, driving uninterrupted growth and operational efficiency.
Quick Access to Funds
Get approval and disbursal in as little as 48 hours.
Interest Only on What You Use
Charged only on the amount used, not the total limit.
Backed by Current Assets
Secure funding against receivables, inventory, or other current assets.
150+ Lending Options
Connect easily with the most appropriate lender for your company.
How to Apply for a Working Capital Loan?
Step 1: Sign Up
Create your account with Recur Club and enter basic business details.
Step 2: Submit Business Details
Sync your financial software and GST to receive offers.
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Step 3: Unlock Capital
Get loan offers from 150+ lenders within 48 hours.
Success Stories
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Wellversed: 2X Revenue in 12 Months
Wellversed secured ₹6.5 crores, doubled revenue in a year, and boosted EBITDA by 63%, reflecting strong growth and improved efficiency.
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Technodysis: 3X Revenue Growth
AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025
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MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.
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Xoxoday: 20% Revenue Growth
Xoxoday secured strategic funding from Recur Club, driving 20% revenue growth. The capital enabled the company to strengthen its tech infrastructure and operational efficiency.
Frequently Asked Questions
What is CCOD in banking?
How does a CCOD facility work?
Who can apply for a CCOD facility?
Is CCOD better than a business loan?
What is the difference between cash credit and overdraft?
What’s the ideal use case for a CCOD facility?
Talk to an Expert
