Raise up to ₹100 Crore through Cash Credit and Overdraft (CCOD) and pay interest only on what you use.
Our CCOD provides instant access to working capital, so your operations stay uninterrupted.
Our platform enables fast approvals and disbursements within 72 hours.
With CCOD, you're only charged interest on the amount you actually use, not on the full sanctioned limit.
Recur Club connects you to 150+ lenders, providing more choices and better terms.
Compare how Recur Club performs against banks and NBFCs at every stage of your fundraising journey.
Upload your business documents and financial data securely.
Experts review your data quickly to assess eligibility.
Receive tailored loan offers from 150+ lenders.
Select the best offer and get funds disbursed to your account.
Gain quick access to CCOD funding through our platform, empowering your startup or SME to accelerate growth with confidence.
CCOD stands for Cash Credit and Overdraft, which allows businesses to withdraw funds beyond their account balance for working capital needs.
Recur offers CCOD based on security or credit history, letting users withdraw funds up to a set limit and pay interest only on usage.
Businesses, self-employed professionals, and SMEs with consistent income of at least ₹5 Crores and financial records can apply for a CCOD facility at Recur Club.
CCOD offers flexible withdrawals and interest only on the utilized amounts, unlike fixed EMI-based loans, making it ideal for short-term working capital needs.
Cash credit is typically used for business financing, while overdrafts are offered for personal or business accounts with a credit limit.
CCOD facility is best for managing working capital cycles, covering short-term cash gaps, seasonal inventory purchases, or urgent supplier payments.