Term Loan

Get fast access to Term Loans up to ₹100 Cr – ideal for large capital expenditures, scaling your supply chain, or entering new markets.

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750+
Startups Trust Us
₹2500 Cr+
Total Capital Funded
150+
Lenders on the Platform

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step.

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Term Loan

Our Term Loan solutions offer businesses up to ₹100 Crore in funding, pairing capital access with expert guidance to support long-term growth and success.

Fast Disbursal

‍Quick approval and funding within 48 hours.

150+ Lending Options

‍Connect easily with the most appropriate lender for your company.

Flexible Loan Terms‍

Unlike rigid financing options, flexible loan terms allow you to align repayments with your business plans.

Trusted Capital Advisory

‍Our trusted capital advisory helps you secure the best term loans.

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step.

Talk to an Expert

Recur Club vs Traditional Invoice Financing.

Our Purchase Invoice Discounting solutions offer up to ₹100 crore in fast, flexible funding for smooth operations and timely vendor payments.

Financing Experience
Recur Club
Other Platforms
Speed of Funding
How quickly can you access funds?
✔ Funds in as little as 48 hours after approval
❌ Typically takes 2–4 days with paperwork and approvals
Flexible Funding
Are credit lines flexible?
✔ Flexible, based on your revenue
❌ Fixed credit lines
Pricing
Are fees and charges transparent?
✔ Transparent fees
❌ Hidden fees and higher interest rates
Client Relationship
Who manages collections?
✔ No impact on client relationship
❌ Lender manages collections
Expert Capital Advisory
Do you get personalized advice?
✔ Dedicated advisor for the best deal
❌ No personalized advice

How Purchase Invoice Discounting Works?

Step 2: Submit Business Details

‍Sync your financial software and GST to receive offers.

Step 3: Unlock Capital

‍Get loan offers from 150+ lenders within 48 hours.

Step 1: Sign Up

Create your account and submit a few business details.

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Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step.

Talk to an Expert

Eligibility Criteria & Docs Required

Fee Type Amount / Rate Details
Interest Rate Starting at 1.2%/month Based on eligibility
Processing Fee Up to 2% One-time fee on disbursal
Prepayment Fee Zero No charges for early payment
✔ No hidden charges. All terms explained upfront.

Eligibility Criteria

  • ✔ Annual Revenue > ₹5 Crores
  • ✔ Mandatory GST Registration
  • ✔ Business Vintage > 1 year
  • ✔ Operational Runway > 3 Months

Documents Required

  • 📄 PAN and Aadhaar: For business and owners
  • 📄 GST Returns: For the last 12 months
  • 📄 Audited Financial Statements: Last year’s financial audit
  • 📄 Bank Statements: Last 6 months
Our platform is built for fast supplier invoice financing, especially for vendor-heavy businesses with trade payables across FMCG, manufacturing, and services sectors.

Success Stories

Technodysis: 3X Revenue Growth

AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025.

Girish Narbolikar
Head of Finance, Technodysis

Wellversed: 2X Revenue in 12 Months
Wellversed secured ₹6.5 crores, doubled revenue in a year, and boosted EBITDA by 63%, reflecting strong growth and improved efficiency.

Aanan Khurma
Co-Founder & CEO, Wellversed

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

Deepesh Agarwal
Founder, MoveInSync

WeVOIS: 2.7X Revenue Growth in 2 Years
WeVOIS secured ₹7.3 crores, surged revenue by 2.7x in two years, and improved EBITDA by 5%, along with expanding to 6 new cities.

Abhishek Gupta
Founder, WeVOIS

Wellversed: 2X Revenue in 12 Months
Wellversed secured ₹6.5 crores, doubled revenue in a year, and boosted EBITDA by 63%, reflecting strong growth and improved efficiency.

Aanan Khurma
Co-Founder & CEO, Wellversed

Technodysis: 3X Revenue Growth
AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025

Girish Narbolikar
Head of Finance, Technodysis

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

Deepesh Agarwal
Founder, MoveInSync

Xoxoday: 20% Revenue Growth
Xoxoday secured strategic funding from Recur Club, driving 20% revenue growth. The capital enabled the company to strengthen its tech infrastructure and operational efficiency.

Sumit Khandelwal
Co-Founder & CEO, Xoxoday
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Frequently Asked Questions

Who is eligible for a working capital loan?

Is collateral required to secure a working capital loan?

Is a working capital loan considered debt?

What type of companies are eligible for a working capital loan?

How can I apply for a working capital loan with Recur Club?

What is a term loan?

Who can apply for a term loan?

What are the benefits of a term loan?

How long is the repayment tenure for term loans?

Is collateral required for a term loan?

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Get funding offers in 48 hrs