Working Capital Solutions

Access flexible working capital loans to manage daily expenses, payroll, and operational costs without disruptions.

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750+
Startups Trust Us
₹2500 Cr+
Total Capital Funded
150+
Lenders on the Platform

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step. 

Working Capital Loan

Our Working Capital Loan solutions provide businesses up to ₹10 Crore in funding to cover day-to-day expenses and maintain smooth operations.

Collateral-Free

Secure up to ₹10 Crore in unsecured funding.

Fast Disbursal

Quick approval and funding within 48 hours.

Tailored Repayment Plans

Structured to align with your business cash flow.

Guided by Capital Experts

Get the right support to choose the best funding option

How Purchase Invoice Discounting Works?

Step 1: Sign Up

Create your account and enter basic business details

Step 2: Submit Business Information

Sync your financial software and GST to receive offers.

Step 3: Unlock Capital Term Sheet

Get loan offers from 150+ lenders within 48 hours.

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step. 

Eligibility Criteria & Docs Required

Our Purchase Invoice Discounting solutions offer up to ₹100 crore in fast, flexible funding for smooth operations and timely vendor payments.

Fee Type Amount / Rate Details
Interest Rate Starting at 1.2%/month Based on eligibility
Processing Fee Up to 2% One-time fee on disbursal
Prepayment Fee Zero No charges for early payment
No hidden charges. All terms explained upfront.

Eligibility Criteria

  • Minimum annual revenue: ₹X lakhs
  • Business vintage: At least 1 year
  • Registered as Pvt Ltd/LLP/OPC
  • Indian entity with active GST

Documents Required

  • 📄 Audited financial statements (last 2 years)
  • 📄 GST returns (last 12 months)
  • 📄 Company PAN card
  • 📄 Bank statements (last 6 months)

Ready to Grow More with Recur Club?

Connect with us

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step. 

Why choose Recur over traditional lending options?

Our Purchase Invoice Discounting solutions offer up to ₹100 crore in fast, flexible funding for smooth operations and timely vendor payments.

Financing Experience
Compare Recur with Bank OD for your business growth
Recur Club
Bank OD
Speed of Funding
How quickly can you access funds?
Funds in as little as 48 hours after approval
Typically takes 2–4 weeks with paperwork and approvals
Collateral Requirement
Is collateral needed for funding?
🟢 No collateral required
🔒 Collateral (FD/property) usually mandatory
Flexibility & Limits
How flexible is the credit line?
🔄 Flexible limits, tailored to your revenue
📉 Limits based on collateral and credit score
Documentation
How much paperwork is involved?
📝 Simple, digital-first process
📑 Extensive paperwork and in-person visits

Success Stories

Technodysis: 3X Revenue Growth

AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025.

Girish Narbolikar
Head of Finance, Technodysis

Wellversed: 2X Revenue in 12 Months
Wellversed secured ₹6.5 crores, doubled revenue in a year, and boosted EBITDA by 63%, reflecting strong growth and improved efficiency.

Aanan Khurma
Co-Founder & CEO, Wellversed

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

Deepesh Agarwal
Founder, MoveInSync

WeVOIS: 2.7X Revenue Growth in 2 Years
WeVOIS secured ₹7.3 crores, surged revenue by 2.7x in two years, and improved EBITDA by 5%, along with expanding to 6 new cities.

Abhishek Gupta
Founder, WeVOIS

Wellversed: 2X Revenue in 12 Months
Wellversed secured ₹6.5 crores, doubled revenue in a year, and boosted EBITDA by 63%, reflecting strong growth and improved efficiency.

Aanan Khurma
Co-Founder & CEO, Wellversed

Technodysis: 3X Revenue Growth
AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025

Girish Narbolikar
Head of Finance, Technodysis

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

Deepesh Agarwal
Founder, MoveInSync

Xoxoday: 20% Revenue Growth
Xoxoday secured strategic funding from Recur Club, driving 20% revenue growth. The capital enabled the company to strengthen its tech infrastructure and operational efficiency.

Sumit Khandelwal
Co-Founder & CEO, Xoxoday

Frequently Asked Questions

Who is eligible for a working capital loan?

Is collateral required to secure a working capital loan?

Is a working capital loan considered debt?

What type of companies are eligible for a working capital loan?

How can I apply for a working capital loan with Recur Club?

How can I apply for a working capital loan with Recur Club?

Is a working capital loan considered debt?

Is collateral required to secure a working capital loan?

What type of companies are eligible for a working capital loan?

Who is eligible for a working capital loan?