Working Capital Loan 

Access flexible working capital loans to manage daily expenses, payroll, and operational costs without disruptions.

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Trusted by 750+ Startups
₹1000 Cr+ Disbursed till Date
125+ Lenders on the Platform

Our Offerings

We offer customized financing solutions, enabling companies to raise debt capital with guidance from a dedicated capital expert at every step. 

Working Capital Loan

Our Working Capital Loan solutions provide businesses up to ₹10 Crore in funding to cover day-to-day expenses and maintain smooth operations.

Key Features

Collateral-Free

Secure up to ₹10 Crore in unsecured funding.

Fast Disbursal

Quick approval and funding within 48 hours.

Tailored Repayment Plans

Structured to align with your business cash flow.

Expert Advisory

Optimize financing with expert guidance.

How to Apply for a Working Capital Loan?

Step 1: Sign Up

Create your account and enter basic business details

Step 2: Submit Business Information

Sync your financial software and GST.

Step 3: Unlock Capital Term Sheet

Get a customized loan capital offer within 48 hours for your startup.

Use Cases of Working Capital Loan

Managing Cash Flow Gaps

Ensure smooth operations by covering payroll, supplier payments, and other short-term expenses.

Emergency Expenses

Provides funds to cover unexpected costs, ensuring that business operations continue smoothly without disruptions.

Inventory Management

Helps businesses purchase raw materials or stock inventory to meet increasing customer demand and avoid supply shortages.

Seasonal Business Needs

Ensures smooth cash flow during off-seasons or slower periods, allowing businesses to stay operational throughout the year.

Testimonials

Technodysis: 3X Revenue Growth

AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025.

John Doe
SEO, Company name

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

John Doe
SEO, Company name

Wellversed: 2X Revenue in 12 Months
Health brand Wellversed secured ₹6.5 crore, expanded products, and doubled revenue in a year.

John Doe
SEO, Company name

Technodysis: 3X Revenue Growth
AI and software startup Technodysis secured ₹10 crore, increasing revenue from ₹6 lakh in FY 2021 to ₹20.25 crore in FY 2024, with a ₹35 crore projection for FY 2025.

Meera Joshi
Investment Partner, Technodysis

MoveInSync: 240% Growth in 10 Months
MoveInSync secured funding from Recur Club, driving 240% business growth. The capital fueled expansion and enhanced service offerings.

Arjun Singh
CFO, MoveInSync

Wellversed: 2X Revenue in 12 Months
Health brand Wellversed secured ₹6.5 crore, expanded products, and doubled revenue in a year.

Vikram Malhotra
Managing Director, Wellversed

Get Your Working Capital Loan Today

Flexible Funding for Growing Startups – Scale Faster with Access to ₹100 Cr.

Apply for a Working Capital Loan

Frequently Asked Questions

Who is eligible for a working capital loan?

Is collateral required to secure a working capital loan?

Is a working capital loan considered debt?

What type of companies are eligible for a working capital loan?

How can I apply for a working capital loan with Recur Club?

Other Solutions

We provide the right funding solutions for every stage of your business.

Unsecured Business Loan

Access fast funding with zero collateral, minimal paperwork, and easy approval.

Learn More

Revenue-Based Financing (RBF)

Repay based on your revenue flow—flexible and scalable for your business needs.

Learn More

Working Capital Loans

Ensure smooth cash flow and manage day-to-day expenses efficiently.

Learn More

Secured Financing

Use your assets to secure funding with competitive rates and terms.

Learn More