Working Capital Financing
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Trusted by Startup & SMEs
What is Working Capital Financing?
Working capital financing helps businesses manage daily expenses-payroll, inventory, and suppliers-keeping operations smooth without cash flow gaps.
Free Up Cash to Fuel Your Business.
Unlock the funds you need to manage operations, scale efficiently, and seize new opportunities.
A New Way to Raise For the New-Age
Estimate
Your Funding
your capital offer with Recur Club.
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Frequently
asked questions
What is working capital financing?
A loan-based solution that helps startups and SMEs cover everyday operational expenses and maintain smooth business operations.
Who is it suitable for?
SMEs, D2C brands, SaaS companies, manufacturers, exporters, and service-driven businesses with recurring cash-flow gaps.
How is this different from a term loan?
Term loans finance long-term projects; working capital covers everyday operational needs.
How does it work?
You receive a working-capital limit and draw funds as needed, repaying based on your cash-flow cycle.
What can the funds be used for?
Inventory purchases, vendor payments, payroll, marketing, growth campaigns, and seasonal expenses.
Is collateral required?
It depends on the lender and structure—options include unsecured, partially secured, or receivable-backed limits.
