📣 Recur Club raises $50M Series A Funding

Secured Term Loans

Fuel Long-Term Growth with Secured Term Loans
Access up to ₹50 Cr (and beyond for corporates) through asset-backed financing — tailored for ambitious SMEs and scale-stage startups.
Want capital backed by your assets?
Explore Secured Term Loan

Trusted by Large Companies

What is Secured Term Loans?

A secured term loan is a long-term business loan backed by collateral, used for expansion or major investments, typically at lower interest rates.

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Business Expansion
Capital Expenditure
Strategic
Growth

What is
Secure Term Loans?

Access up to ₹50 Cr (and beyond for corporates) through asset-backed financing — tailored for ambitious SMEs and scale-stage startups

A term loan backed by business or physical assets, providing a larger funding amount at competitive rates for long-term growth projects.

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Fund R&D and
New Projects
Raise for Capital
Expenditure
Finance Strategic Acquisitions

Access up to ₹250 Cr (and beyond for corporates) through asset-backed financing — tailored for ambitious SMEs and scale-stage startups

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Smart
Lender Matchmaking
Get matched with lenders best suited to your collateral, industry, and capital needs.
Optimised Loan Structuring
Access custom-built term loan structures aligned with your cash flows and growth plan.
Competitive Pricing & Faster Approvals
Secure better interest rates and quicker sanctions through our tech-led underwriting.

Capital for
Every Sector

Eligibility
Revenue: At least ₹40 Crores
Working Capital Gap : Less than 180 Days
Net Worth: Positive
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SaaS
Services
B2B Marketplaces
D2C
E-commerce
Manufacturing
EV
Agritech
Co-Working
Healthtech
Schools
Logistics
Others

Estimate
Your Funding

It takes just 60 seconds to calculate
your capital offer with Recur Club.
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Multiple Lenders on a Single Platform

Engineered for Entrepreneurs

₹14 Cr
Capital Funded
Aanan Khurma
Founder
@
Wellversed
₹13 Cr
Capital Funded
Deepesh Agarwal
Founder
@
MoveinSync
₹55 L
Capital Funded
Nikhil Hegde
Co-Founder & CEO
@
6 Degrees

Frequently
Asked questions

What is a secured term loan?

A secured term loan is long-tenure funding backed by collateral such as property, equipment, or other business assets. It helps finance expansion, capex, and strategic projects at lower interest rates.

Who is eligible for secured term loans?

SMEs, mid-market companies, and scale-stage startups with stable revenues and collateral such as property, machinery, inventory, or receivables.

How does Recur Club help?

Recur Club matches you with lenders best suited to your assets and cash flows, negotiates competitive pricing, and structures long-tenure facilities that support growth and capital planning.

What can secured term loans be used for?

Business expansion, machinery purchase, facility setup, capex investments, acquisitions, refinancing existing loans, or any long-term strategic project.

What is the typical tenure of a secured term loan?

Anywhere between 3 to 10 years, depending on collateral value, cash flows, and lender policies.

How do I apply for secured term loan?

Simply sign up at www.recurclub.com, link your GST, upload your business' bank statements and receive offers from lenders suited for your business.