📣 Recur Club raises $50M Series A Funding

Bill Discounting: Fast Cash Against Invoices

Recur Club connects you to institutional lenders for bill and invoice discounting, turning approved invoices into working capital without traditional collateral or equity dilution.
Convert Outstanding Bills Into Immediate Liquidity

Instant Access to Fast and Simple Bill Discounting

With fast review, high advance percentages, and no traditional collateral, you can maintain smooth cash flow without waiting for customers to pay.

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Smart Invoice Review
Quick Invoice Assessment
Your invoices are evaluated rapidly by lending partners, allowing decisions within 24–48 hours for eligible receivable-backed structures.
High Advance Payout
High Advance Payout
Businesses can secure a large upfront advance, commonly 70–85% of invoice value, depending on buyer strength and lender criteria.
No Traditional Collateral Needed
No Traditional Collateral Needed
Financing is supported by your receivables, eliminating the need for property, machinery, or other hard collateral.

Bill Discounting With Recur Scale

As part of our SME lending offering, Recur Scale includes Bill Discounting as a structured, receivable-backed credit option. It’s built for businesses that raise regular invoices and need smoother cash flow while waiting for customer payments.

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Is Your Business Ready for Bill Discounting?

To qualify for structured bill discounting under Recur Scale, your business should meet these key criteria:
Revenue: At least ₹5 Crores
Equity Raise: At least ₹5 Crores
Runway: More than 6 months
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Why Bill Discounting Through Recur Club Works

Faster Cash Flow

Unlock funds tied up in invoices to manage operations without waiting for long customer payment cycles.

No Heavy Collateral

Financing is backed by your receivables, not physical assets.

Better Working Capital Management

Smooth out cash gaps for production, inventory, payroll, or vendor payments.

Transparent Structuring

Access clear, structured invoice-backed facilities through Recur Scale.

See How Much Cash Your Invoices Can Unlock

Enter your invoice value and credit terms to get an instant estimate.
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Frequently
asked questions

How does bill discounting work with Recur Club?

You share your approved invoices, and Recur Club connects you with lenders who can advance funds against them. You receive upfront capital, and repayment happens when your customer pays.

Who is eligible for bill discounting under Recur Scale?

Businesses with over ₹40 Cr annual revenue, at least three years of audited financials, strong promoter credit scores, active GST registration, and healthy receivables are typically a good fit.

How soon can I access the funds?

Once lenders review your invoices and financials, funds can be released quickly depending on documentation and invoice quality.

Will my customers know I’m using bill discounting?

Many lenders support confidential structures where customers are not notified, allowing you to maintain normal business relationships.

Do I need to provide collateral?

No traditional collateral is required because the financing is backed by your invoices and receivables.

What documents are usually needed?

Audited financials, bank statements, GST filings, promoter credit details, and invoice data are typically required for evaluation.