Company Intelligence Profile
Arthmatetech Private Limited
Kolkata-based parent holding company of the "Arthmate" fintech/lending-infrastructure group (CIN U74990WB2020PTC242146), whose NBFC subsidiary Arthmate Financing India Pvt Ltd provides embedded credit and lending technology to fintechs and SME anchors.
Last updated 11 August 2026
Arthmatetech Private Limited is the Kolkata-based parent company of the Arthmate fintech group, providing embedded finance technology through its subsidiary Arthmate Financing India Pvt Ltd. The company experienced significant financial growth in FY2022-23, with EBITDA growing by 1324% and net profit increasing by 1082.75% year-on-year. It offers cloud-based credit and lending technology to fintechs and SMEs.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Arthmatetech Private Limited |
|---|---|
| CIN | U74990WB2020PTC242146 |
| PAN | AALCP6736A — Tofler |
| Status | Active |
| Listing | Unlisted (private limited company; not listed on any stock exchange) — Falconebiz |
| Incorporated | 22 December 2020 |
| ROC | RoC-Kolkata (RoC-Kolkata I / West Bengal) — Tofler, TheCompanyCheck |
| Sector (NIC) | NIC: "Other professional, scientific and technical activities n.e.c." / classified by Tofler as Business Services |
| Registered address | Unit No. 11, D1 and D2, 11th Floor, Bengal Eco Intelligent Park, Salt Lake City, Kolkata, West Bengal, India – 700091 |
| Authorized capital | ₹73,00,00,000 (₹73 Crore) — Tofler, Falconebiz, TheCompanyCheck |
| Paid-up capital | ₹20,57,86,080 (~₹20.58 Crore) — Tofler, Falconebiz, TheCompanyCheck |
Business Overview
- Arthmatetech Private Limited is the Kolkata-based parent/holding entity of the "Arthmate" group
- Per Tofler's director/subsidiary listing, it holds two subsidiaries: (1) Arthmate Financing India Private Limited (CIN U23209WB1994PTC063940, an RBI-registered NBFC formerly named Mamta Projects Private Limited, registered 1994/2003) and (2) Assetlok Tech Private Limited (incorporated 2020, paid-up capital ~₹2.1 Cr)
- The group's public-facing brand "Arthmate" (arthmate.com) describes an embedded finance-as-a-service platform offering cloud-based credit/lending technology, a credit-exchange platform, lending APIs and risk-analytics tools to fintechs, digital platforms and SME anchors — but the website's legal-entity footer names the subsidiary NBFC (Arthmate Financing India Pvt Ltd), not Arthmatetech Pvt Ltd itself, so this description should be read as group/brand-level, not confirmed as Arthmatetech's own standalone activity
- Arthmatetech's own MCA/NIC classification (professional, scientific & technical activities) is consistent with it functioning as the group's technology/holding arm rather than the lending NBFC itself
- DPIIT-recognized as a startup per Falconebiz
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Baljeet Kaur | 08430395 | Director | 15 Dec 2021 |
| Chanakya Chirag Agarwal | 05136288 | Company Secretary | - |
GST
| GSTIN | State | PAN | Status |
|---|---|---|---|
| 19AALCP6736A1ZA | West Bengal | AALCP6736A — Tofler | - |
Partial (single source only, could not be cross-verified on a second independent GSTIN lookup site — knowyourgst.com and mastersindia.co pages both returned 404): Primary GSTIN reported as 19AALCP6736A1ZA, legal name "Arthmatetech Private Limited", state West Bengal (state code 19, consistent with PAN AALCP6736A and registered address), registration date reported as 4 February 2022. Number of registrations: not confirmed beyond this one. Status: not independently confirmed. Given single-source sourcing, treat this GSTIN as unverified/partial rather than confirmed.
Financials
- Revenue in the band "INR 1 Cr – 100 Cr"
- EBITDA grew +1324.0% YoY
- PAT (net profit) grew +1082.75% YoY
- Net worth grew +105.44% YoY
- Borrowings grew +69.91% YoY. Separately, Falconebiz shows a materially different and unverified figure: FY2024 revenue ₹221.06 Cr (+40% YoY) and 76 employees (EPFO-derived) — this single-source figure could not be corroborated elsewhere and is inconsistent in scale with Tofler's "1-100 Cr" band and with the entity's own ~₹20.58 Cr paid-up capital; it may reflect conflation with subsidiary Arthmate Financing India Pvt Ltd. Flagged as an unresolved source conflict — do not treat the ₹221 Cr figure as confirmed for this entity
Charges
- HDFC Bank Limited holds/held a charge on the company
- Tofler states a charge of ₹1.0 Crore created/modified 30 May 2023
- Falconebiz states an open charge of ₹96.55 Lakh (HDFC Bank Limited) plus satisfied charges of ₹70.45 Lakh. The two sources disagree on exact amount/status breakdown; lender (HDFC Bank) and approximate order of magnitude (~₹1 Cr) are corroborated by both
Legal
- Indian Kanoon: a direct search for "Arthmatetech" and for the prior name "PSNNN Consultancy Private Limited" returned zero results — no litigation found naming this CIN specifically
- Separately, group/brand-level reporting (Entrackr, Sept 2024, corroborated by an aggregated VCCircle-sourced summary) describes a legal dispute involving the "Arthmate" lending-infrastructure brand: co-founder/former CEO Vihaan Kumar was arrested on 10 June 2024 by Gurugram Police/Economic Offences Wing following a September 2022 complaint by Gameskraft's CFO (FIR registered March 2023) alleging financial irregularities, criminal breach of trust, cheating and forgery, with an alleged ~₹12.15 Cr loss to Gameskraft; the Supreme Court reportedly ruled in February 2025 that the arrest violated due process
- COO Renu Satti (former Paytm Payments Bank CEO, joined Feb 2024) resigned following the arrest amid a wider staff exodus
- This reporting refers to "Arthmate"/"Arthmate Finance" at the brand/group level
- it was NOT confirmed to name the specific CIN U74990WB2020PTC242146 (Arthmatetech Pvt Ltd) as a party, so it is reported here as important group-context rather than as confirmed litigation against this exact legal entity
Competitors
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