Company Intelligence Profile
BAJAJ FINANCE LIMITED
Bajaj Finance Limited is one of India's largest non-banking financial companies (NBFC), part of the Bajaj Group, offering consumer, SME, commercial and mortgage lending.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | BAJAJ FINANCE LIMITED |
|---|---|
| CIN | L65910MH1987PLC042961 |
| PAN | AABCB1518L |
| Status | Active |
| Listing | Listed (NSE: BAJFINANCE, BSE: 500034) |
| Incorporated | 25 March 1987 |
| ROC | RoC-Mumbai (Maharashtra) |
| Sector (NIC) | NBFC — non-banking financial company (financial services / lending); NIC group 6491/64920 (other credit granting). Exact NIC not obtained from reliable source. |
| Registered address | Akurdi, Pune, Maharashtra, India, 411035 |
| Authorized capital | ₹1,000 crore |
| Paid-up capital | ₹622.25 crore (approx.) |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
Confirmed- Bajaj Finance Limited (BFL) is a deposit-taking NBFC and the lending arm of the Bajaj Group, majority-owned by Bajaj Finserv
- It operates a diversified lending franchise across consumer durables/2W/3W finance, personal loans, SME and commercial lending, loans against property/mortgages, gold loans, and rural finance, alongside fixed deposits and cross-sell of insurance and investment products
- As of March 2025 it had assets under management (AUM) of ~₹4.17 lakh crore
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Rajivnayan Rahulkumar Bajaj | 00018262 | 00018262, Director | - |
| Rajeev Jain | 01550158 | 01550158, Managing Director | - |
| Sanjivnayan Bajaj | 00014615 | 00014615, Director | - |
| Pramit Shashikant Jhaveri | 00186137 | 00186137, Director | - |
| Naushad Darius Forbes ( | 00630825 | 10 directors total | - |
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
Confirmed| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AABCB1518L1ZS | Maharashtra | AABCB1518L | Active |
Primary GSTIN: 27AABCB1518L1ZS (Maharashtra); PAN: AABCB1518L; Active (Bajaj Finance)
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
Confirmed- FY25 (consolidated, ended 31 Mar 2025): Total income/revenue ₹69,725 crore (up 26.8% from ₹54,983 cr FY24)
- Net profit (PAT) ₹16,779 crore (up 16%)
- Tangible net worth ~₹96,693 crore
- AUM ₹4,16,661 crore (up 26% YoY)
- Total assets figure not separately obtained
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
Loans & Charges
Partial / conflicting- Extensive secured borrowings typical of a large NBFC
- MCA charges include debenture trustee Catalyst Trusteeship Limited (large aggregate across many NCD issues) and bank facilities from lenders including Punjab National Bank and State Bank of India
- Full itemized MCA charge register not obtained
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
Confirmed- CRISIL AAA/Stable and CRISIL A1+ (bank facilities and debt instruments, reaffirmed 2025)
- Also rated AAA by CARE Ratings and India Ratings (Fitch group)
- Highest possible domestic ratings
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
Confirmed- None specifically found
- as a large regulated NBFC it faces routine regulatory/consumer matters but no material litigation surfaced in this research
Source: indiankanoon.org; trade press
Key Competitors
ConfirmedIndia's largest retail NBFC by market value — consumer, SME & commercial lending.
- HDB Financial Services (AUM ~₹1 L Cr (HDFC Bank NBFC))
- Shriram Finance (AUM ~₹2.3 L Cr)
- Cholamandalam (AUM ~₹1.5 L Cr)
- Tata Capital (AUM ~₹1.6 L Cr)
- L&T Finance (AUM ~₹85,000 Cr)
- Muthoot Finance (gold-loan AUM ~₹75,000 Cr)
Frequently Asked Questions
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