Company Intelligence Profile
Bajaj Finance Limited
Bajaj Finance Limited is one of India's largest non-banking financial companies (NBFC), part of the Bajaj Group, offering consumer, SME, commercial and mortgage lending.
Last updated 6 September 2026
Bajaj Finance Limited is one of India's largest deposit-taking non-banking financial companies, part of the Bajaj Group, offering consumer, SME, commercial, and mortgage lending. In FY25, it reported total income of Rs 69,725 crore, up 26.8% year on year, with a net profit of Rs 16,779 crore, up 16%, and assets under management of Rs 4,16,661 crore. It holds the highest domestic credit ratings from CRISIL, CARE, and India Ratings.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | BAJAJ FINANCE LIMITED |
|---|---|
| CIN | L65910MH1987PLC042961 |
| PAN | AABCB1518L |
| Status | Active |
| Listing | Listed (NSE: BAJFINANCE, BSE: 500034) |
| Incorporated | 25 March 1987 |
| ROC | RoC-Mumbai (Maharashtra) |
| Sector (NIC) |
|
| Registered address | Akurdi, Pune, Maharashtra, India, 411035 |
| Authorized capital | ₹1,000 crore |
| Paid-up capital | ₹622.25 crore (approx.) |
Source: MCA registry via tofler.in, falconebiz.com, thecompanycheck.com
Business Overview
- Bajaj Finance Limited (BFL) is a deposit-taking NBFC and the lending arm of the Bajaj Group, majority-owned by Bajaj Finserv
- It operates a diversified lending franchise across consumer durables/2W/3W finance, personal loans, SME and commercial lending, loans against property/mortgages, gold loans, and rural finance, alongside fixed deposits and cross-sell of insurance and investment products
- As of March 2025 it had assets under management (AUM) of ~₹4.17 lakh crore
Source: tofler.in, thecompanycheck.com, company disclosures & trade press
Directors & KMP
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Rajivnayan Rahulkumar Bajaj | 00018262 | Director | - |
| Rajeev Jain | 01550158 | Managing Director | - |
| Sanjivnayan Bajaj | 00014615 | Director | - |
| Pramit Shashikant Jhaveri | 00186137 | Director | - |
| Naushad Darius Forbes ( | 00630825 | - | - |
Source: MCA / DIN records via tofler.in, falconebiz.com
GST Registrations
| GSTIN | State | PAN | Status |
|---|---|---|---|
| 27AABCB1518L1ZS | Maharashtra | AABCB1518L | Active |
Primary GSTIN: 27AABCB1518L1ZS (Maharashtra); PAN: AABCB1518L; Active (Bajaj Finance)
Source: knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN)
Financials
- FY25 (consolidated, ended 31 Mar 2025): Total income/revenue ₹69,725 crore (up 26.8% from ₹54,983 cr FY24)
- Net profit (PAT) ₹16,779 crore (up 16%)
- Tangible net worth ~₹96,693 crore
- AUM ₹4,16,661 crore (up 26% YoY)
- Total assets figure not separately obtained
Source: BSE/NSE filings & annual report; tofler.in, thecompanycheck.com
In the News
Bajaj Finance - Festive stock picks: 10 stocks to buy ahead of the festive season. Do you own any?
The Economic Times · 2 months ago
Sensex, Nifty snap four sessions of losing streak; RIL, Tata Steel, Bajaj Finance boost sentiment
Business Today · 2 months ago
India new issue - Bajaj Finance to reissue over 3-year bonds, bankers say
marketscreener.com · 2 months ago
Bajaj Finance to reissue over 3-year bonds, bankers say
TradingView · 2 months ago
Bajaj Finance - Eternal, ICICI Bank, 5 other largecap stocks with upside potential of up to 40%. Do you own any?
The Economic Times · 2 months ago
Headlines about BAJAJ FINANCE LIMITED reported by third-party publications. Recur Club does not author or endorse this coverage. Last checked 9/6/2026.
Source: Google News aggregated headlines
Loans & Charges
Extensive secured borrowings typical of a large NBFC
Source: MCA charge index via tofler.in, falconebiz.com
Credit Ratings
- CRISIL AAA/Stable and CRISIL A1+ (bank facilities and debt instruments, reaffirmed 2025)
- Also rated AAA by CARE Ratings and India Ratings (Fitch group)
- Highest possible domestic ratings
Source: CRISIL, ICRA, CARE Edge, India Ratings rating rationales
Legal & Litigation
None specifically found; as a large regulated NBFC it faces routine regulatory/consumer matters but no material litigation surfaced in this research.
Source: indiankanoon.org; trade press
Key Competitors
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