Company Intelligence Profile
Karza Technologies Private Limited
Mumbai-based digital KYC/AML and credit-underwriting SaaS provider for lenders, founded 2015, now amalgamated into and operating as part of Perfios.
Last updated 10 August 2026
Karza Technologies Private Limited was a Mumbai-based RegTech and fintech SaaS company providing digital KYC, AML screening, and credit-underwriting solutions for lenders. It achieved approximately ₹168.66 Cr revenue in FY2023, marking around 105% year-over-year growth before being amalgamated into Perfios. The company's operations now continue under the brand "Karza, a Perfios Company.
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
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Company Identity
| Registered name | Karza Technologies Private Limited |
|---|---|
| CIN | U74120MH2015PTC265316 |
| PAN | Not available in the public sources reviewed. |
| Status | Amalgamated (merged into Perfios; as of 18 Jul 2026 registry status shows "Amalgamated" — no longer a standalone operating entity) |
| Listing | Unlisted / Not listed (private limited company) |
| Incorporated | 08 June 2015 |
| ROC | RoC Mumbai / Maharashtra |
| Sector (NIC) | Information Technology / IT Consulting & Support Services |
| Registered address | 111, 1st Floor, A-Wing, Boomerang, Chandivali Road, Yadav Nagar, Chandivali, Powai, Mumbai, Maharashtra 400072 |
| Authorized capital | ₹98.90 Lakh |
| Paid-up capital | ₹92.49 Lakh |
Business Overview
- Karza Technologies was a Mumbai-based RegTech/fintech SaaS company (founded 2015 by Gaurav Samdaria and Omkar Shirhatti) providing digital KYC, AML screening, document verification, and credit-underwriting API products to help lending institutions with customer onboarding and NPA management
- The company was acquired/amalgamated into Perfios (a larger fintech data-analytics platform) — its product/brand now operates as "Karza, a Perfios Company," and its former domain karza.in 301-redirects to perfios.ai
- Exact deal date/value could not be confirmed through the permitted source set this session
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Gaurav Vijairaj Samdaria | 06797334 | - | 08 Jun 2015 |
| Omkar Milind Shirhatti | 07122491 | - | 08 Jun 2015 |
| Alok Kumar | 07710689 | - | 25 Jan 2017 |
| Sabyasachi Goswami | 09694365 | - | 10 Aug 2022 |
Financials
Karza Technologies Private Limited reported a revenue of approximately ₹168.66 crore for FY2023, reflecting a growth of about 105% year-over-year. EBITDA increased by 210.73%. The company's auditor is S R Batliboi & Associates LLP, with around 290 employees as of April 2024.
- Revenue: ~₹168.66 Cr per TheCompanyCheck (up ~105% YoY)
- EBITDA, PAT/Net Profit, Net Worth, Total Borrowings: absolute values locked behind paid subscriptions on both Tofler and TheCompanyCheck. Only YoY growth rates were visible: EBITDA +210.73%, PAT +112.77%, Net worth +112.93% — magnitudes not obtained.
- Auditor: S R Batliboi & Associates LLP; Last AGM: 04 Sep 2023; Employees ~290 (Apr 2024) — TheCompanyCheck only, single-source.
No FY2024/2025 filings were found in the sources checked (consistent with the company being amalgamated during this period).
Funding
- Partial
- Prior VC funding round names/investors/amounts were not obtained this session
- What is corroborated: Karza Technologies was acquired by / amalgamated into Perfios — confirmed by (a) registry status "Amalgamated", (b) karza.in 301-redirecting to perfios.ai (direct fetch), and (c) a LinkedIn company-page snippet stating "Karza is now Perfios" (surfaced via Bing)
- Deal date and deal value could not be confirmed through permitted sources — do not invent these figures
Charges
- Open charges: ₹0 (nil)
- Satisfied charge: ₹55 Lakh held with HSBC (fully satisfied, no longer open)
- No other charge-holders reported
Competitors
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