Company Intelligence Profile
Light Microfinance Private Limited
Light Microfinance is an RBI-registered NBFC-MFI giving credit to small businesses and micro-entrepreneurs through its LightMoney digital platform and branches.
Last updated 15 October 2026
Light Microfinance Private Limited is an RBI-registered NBFC-MFI that lends to small businesses and micro-entrepreneurs across India. It trades as Light and offers loans through its LightMoney digital platform and a branch network. The company was incorporated on 20 September 1994 and is based in New Delhi. It raised a ₹196 crore Series B round in September 2022 and reports secured borrowings of ₹1,706.5 crore.
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Company Identity
| Registered name | Light Microfinance Private Limited |
|---|---|
| CIN | U67120DL1994PTC216764 |
| Status | Active |
| Listing | Unlisted |
| Incorporated | 20 September 1994 |
| ROC | DL |
| Sector (NIC) | Financial Services (NIC 03244) |
| Registered address | 308 Aggarwal Tower, Plot No. 2, Sector-5, Dwarka, New Delhi, Delhi, India, 110075 |
| Authorized capital | ₹154.5 crore |
| Paid-up capital | ₹107.8 crore |
Source: MCA records via tofler.in
Business Overview
- Light Microfinance Private Limited trades as Light and is an RBI-registered NBFC-MFI.
- It offers credit and working-capital loans to small businesses and micro-entrepreneurs across India.
- It lends through its LightMoney digital platform and a branch network.
- The company was incorporated on 20 September 1994 and is based in New Delhi.
Source: lightfinance.com
Directors
| Name | DIN | Role | Appointed |
|---|---|---|---|
| Rakesh Kumar | 03430670 | Director | - |
| Aviral Saini | 03534719 | Director | - |
| Anuj Kumar | 01198699 | Director | - |
| Deepak Ishwarbhai Amin | 01289453 | Managing Director | - |
| Lise Lindback | 09655122 | Nominee Director | - |
| Arvind Kodikal | 07623915 | Nominee Director | - |
| Paresh Jashwantrai Vora | 01688636 | Director | - |
| Daksha Niranjan Shah | 00376899 | Director | - |
Source: MCA records via tofler.in
Financials
- Revenue band ₹200-300 Cr
- Operating margin 8.88%
- Net profit margin 15.41%
Source: MCA records via tofler.in
Funding
| Series B (September 2022) | ₹196 crore led by British International Investment, with existing investors taking part |
|---|---|
| Series A (2021) | US$10 million from AblerNordic, Triple Jump and Incofin |
Source: lightfinance.com
Charges & Borrowings
- Secured borrowings from 28 financial institutions, totalling ₹1,706.5 crore.
Source: MCA records via tofler.in
Legal & Compliance
| Gujarat High Court, 2025 | criminal miscellaneous application R/CR.MA/6607/2024, Light Microfinance Private Limited vs State of Gujarat, decided 14 July 2025 |
|---|---|
| Gujarat High Court, 2024 | criminal miscellaneous application R/CR.MA/23093/2023, Light Microfinance Private Limited vs State of Gujarat, decided 12 March 2024 |
Source: indiankanoon.org
Competitors
Frequently Asked Questions
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