Company Intelligence Profile
PB Fintech Limited
PB Fintech Limited (NSE: POLICYBZR) is the listed holding company of Policybazaar and Paisabazaar, India's largest online insurance and credit marketplaces.
CIN: L51909HR2008PLC037998Active — Listed public company (NSE: POLICYBZR, BSE: 543390)RoC-Delhi (state code HR / Haryana registration) — reported as "Haryana" by TheCompanyCheckConfidence: high
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | PB Fintech Limited |
|---|---|
| CIN | L51909HR2008PLC037998 |
| PAN | AACCE0182A (derived from GSTIN 06AACCE0182A1ZD; PAN is characters 3-12 of GSTIN) |
| Status | Active — Listed public company (NSE: POLICYBZR, BSE: 543390) |
| Listing | Yes — listed 15 Nov 2021 on NSE (POLICYBZR) and BSE (543390). Market cap ~₹71,800 Cr (Jul 2026, Screener). |
| Incorporated | 04 June 2008 (source: Tofler, TheCompanyCheck) |
| ROC | RoC-Delhi (state code HR / Haryana registration) — reported as "Haryana" by TheCompanyCheck |
| Sector (NIC) | NIC/CIN class 51909 — wholesale/other; operationally an online financial-services (insurtech/fintech) marketplace platform |
| Registered address | Plot No. 119, Sector 44, Gurgaon, Haryana, India – 122001 (source: Tofler, TheCompanyCheck) |
| Authorized capital | ₹155.5 Cr (source: Tofler, TheCompanyCheck — agree) |
| Paid-up capital | ₹92.54 Cr (TheCompanyCheck); Tofler reports ₹92.4 Cr — minor variance, treat as ~₹92.5 Cr |
Business Overview
Confirmed- Holding company operating India's largest online insurance aggregator/broker Policybazaar and largest online credit/lending marketplace Paisabazaar, plus Policybazaar.ae in the UAE
- Policybazaar holds a dominant share of the web-aggregator insurance model
- Paisabazaar is the largest online consumer-credit marketplace
- Model: digital comparison, purchase and servicing of insurance and lending products
- (Sources: PB Fintech IR, Wikipedia/Policybazaar, findingoutperformers)
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Yashish Dahiya | 00706336 | Chairman, Executive Director & CEO | - |
| Alok Bansal | 01653526 | Executive Vice Chairman & Whole-Time Director; Falconebiz/official board-composition PDF returned errors): Sarbvir Singh ED/WTD/Joint CEO, Kitty Agarwal Nominee/Non-Executive Director, Veena Vikas Mankar Independent Director, Nilesh Bhaskar Sathe Independent Director, Dhruv Shringi Independent Director, appt 06 Aug 2024, G Srinivasan Independent Director, Jessie Paul Independent Director, Jyotsana Vempati Aggarwal Director, appt 11 May 2026. Bhasker Joshi; Company Secretary & Compliance Officer. Note: board composition varies slightly across sources/dates TheCompanyCheck vs BlinkX 2025. | 06 Aug 2024 |
GST
Partial / conflicting| GSTIN | State | PAN | Status |
|---|---|---|---|
| 06AACCE0182A1ZD | Haryana | AACCE0182A (derived from GSTIN 06AACCE0182A1ZD; PAN is characters 3-12 of GSTIN) | Active |
Primary GSTIN: 06AACCE0182A1ZD (Haryana, state code 06) — registered 01/07/2017, type Regular, status Active (source: microvistatech GSTIN search). PAN: AACCE0182A. Home state: Haryana. Number of registrations across states: NOT OBTAINED (KnowYourGST individual page 404'd). Do not confuse with subsidiary Policybazaar Insurance Brokers Pvt Ltd's separate GSTINs.
Financials
Confirmed- Figures are CONSOLIDATED unless noted
- LATEST — FY2026 (year ended Mar 2026, source TheCompanyCheck): Revenue ₹6,794.02 Cr (+36.5% YoY), EBITDA ₹881.67 Cr, Net Profit (PAT) ₹670.13 Cr (+89.8% YoY), Total Assets ₹8,706.52 Cr. FY2025 (Mar 2025, source Screener consolidated): Revenue ₹4,977 Cr, Operating Profit ₹94 Cr, PAT ₹353 Cr, Net Worth ₹6,432 Cr, Borrowings ₹322 Cr. FY2024 (Mar 2024, Screener): Revenue ₹3,438 Cr, Operating Profit ₹(188) Cr, PAT ₹64 Cr, Net Worth ₹5,871 Cr, Borrowings ₹253 Cr. The company turned operationally profitable in FY2025 after prior losses
- Low leverage (borrowings modest vs large net worth / cash)
Funding
Confirmed- Pre-IPO: ~US$443M raised across multiple private rounds from Info Edge, Intel Capital, SoftBank Vision Fund, Tiger Global, Temasek and Tencent
- Unicorn status May 2018 (US$200M round led by SoftBank Vision Fund + Info Edge)
- Tencent took ~10% at a ~$1.5B valuation (Nov 2019)
- SoftBank added ~$130M (Jul 2020)
- IPO Nov 2021 raised ₹5,625 Cr, subscribed ~16.6x, listed 15 Nov 2021
- (Sources: Tickertape, Chittorgarh, Business Standard)
- Now publicly held
- no identified promoter
Charges / Loans
ConfirmedNo charges or secured borrowings are registered against this company's assets.
Legal
Partial / conflicting- Indian Kanoon shows ~201 documents
- Notable: (1) PB Fintech Limited vs Policy Bazar Finance & Ors — CS(COMM) 471/2020, Delhi High Court, ongoing 2022–2025 (trademark/brand-infringement enforcement by PB Fintech)
- (2) PB Fintech Limited vs Assistant Commissioner of Income Tax — W.P.(C) 15077/2025, Delhi High Court, 26 Sep 2025 (tax writ)
- Regulatory: DGGI/GST Directorate conducted search operations at PB Fintech over vendor activities (news reports, taxscan/AngelOne) — an enquiry, not an adjudicated liability
- (Sources: indiankanoon.org, taxscan.in)
Competitors
Confirmed- Insurance distribution: Acko (digital insurer, large), InsuranceDekho (broker, large), Turtlemint (insurtech, mid-large), Go Digit / Digit (insurer), Probus Insurance (broker, mid)
- Lending marketplace (vs Paisabazaar): BankBazaar (mid-large)
- Note: Policybazaar holds a dominant web-aggregator share (~93% of policies via that model per cited sources)
- (Sources: CB Insights, RocketReach, findingoutperformers)
Frequently Asked Questions
What does PB Fintech Limited do?
PB Fintech Limited (NSE: POLICYBZR) is the listed holding company of Policybazaar and Paisabazaar, India's largest online insurance and credit marketplaces.
What is the CIN of PB Fintech Limited?
The Corporate Identification Number (CIN) of PB Fintech Limited is L51909HR2008PLC037998.
Where is PB Fintech Limited registered?
PB Fintech Limited is registered with RoC-Delhi (state code HR / Haryana registration) — reported as "Haryana" by TheCompanyCheck. Registered address: Plot No. 119, Sector 44, Gurgaon, Haryana, India – 122001 (source: Tofler, TheCompanyCheck)
When was PB Fintech Limited incorporated?
PB Fintech Limited was incorporated on 04 June 2008 (source: Tofler, TheCompanyCheck).
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