Company Intelligence Profile
Yellow Fintech Private Limited
RBI-licensed NBFC (registered as Yellow Fintech Private Limited, operating as "Yellow Metal") offering fast gold loans against ornaments with no processing or valuation fees.
CIN: U65990KA2020PTC140902ActiveRoC KarnatakaConfidence: medium
Last updated 20 August 2026
AI OverviewGenerated from public records
AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.
Company Identity
Confirmed| Registered name | Yellow Fintech Private Limited |
|---|---|
| CIN | U65990KA2020PTC140902 |
| PAN | Not available in the public sources reviewed. |
| Status | Active |
| Listing | No (unlisted private company) |
| Incorporated | 10 November 2020 |
| ROC | RoC Karnataka (Bangalore) |
| Sector (NIC) | Finance — "Other financial activities; other services auxiliary to financial services n.e.c.". TheCompanyCheck classifies it under Financial and insurance services, gold-loan NBFC operations. |
| Registered address | Spacelance Office Solutions Pvt Limited, No.677, 1st Floor, 27th Main, 13th Cross, Sector 1, HSR Layout, Bangalore, Karnataka – 560102 |
| Authorized capital | ₹30.0 lakh |
| Paid-up capital | ₹7.85 lakh per Tofler; ₹8.89 lakh per TheCompanyCheck (minor source discrepancy, likely different snapshot dates — flagged as conflict) |
Business Overview
Partial / conflicting- Registered as an "other financial services" entity under NIC/Tofler classification
- Publicly it operates as "Yellow Metal," an RBI-licensed NBFC offering gold loans (borrowing against gold ornaments) with fast (~10 minute) approval, no processing/valuation fees, part-payment and partial-release options, available in English/Kannada/Telugu, with an Android app
- DPIIT-recognized startup
- Source: yellowmetal.co website
Directors
Partial / conflicting| Name | DIN | Role | Appointed |
|---|---|---|---|
| Nikhil Nagarjunagupta Boggaram | 08956418 | - | 10 Nov 2020 |
Financials
Partial / conflicting- FY2022: Revenue under INR 1 crore (exact figure paywalled)
- EBITDA/PAT/net worth/borrowings paywalled
- FY2024: Revenue ~₹4.54 Cr, cited as 309% YoY growth
- EBITDA and PAT "locked"/not obtained
- No consolidated vs standalone distinction available
- entity is small and likely standalone only
- Given the gap between FY2022 (<1 Cr) and FY2024 (~4.54 Cr) figures and that the FY2024 figure is not corroborated by a second source, treat FY2024 revenue as partial/unconfirmed
Charges & Borrowings
ConfirmedNo registered charges / no secured borrowings with RoC per both Tofler ("no registered charges") and TheCompanyCheck ("no open charges or secured borrowings registered with ROC").
Competitors
Confirmed- Muthoot Finance (large, listed, market leader), Manappuram Finance (large, listed), IIFL Finance – gold loans division (large, listed), Rupeek (fintech gold-loan platform, large-scale startup), Indel Money (mid-size NBFC gold loans), Kosamattam Finance (mid-size NBFC gold loans)
- Yellow Metal itself appears to be an early-stage/small-scale player (paid-up capital ~₹8-9 lakh, revenue in low crores) relative to these peers
Frequently Asked Questions
What does Yellow Fintech Private Limited do?
RBI-licensed NBFC (registered as Yellow Fintech Private Limited, operating as "Yellow Metal") offering fast gold loans against ornaments with no processing or valuation fees.
What is the CIN of Yellow Fintech Private Limited?
The Corporate Identification Number (CIN) of Yellow Fintech Private Limited is U65990KA2020PTC140902.
Where is Yellow Fintech Private Limited registered?
Yellow Fintech Private Limited is registered with RoC Karnataka (Bangalore). Registered address: Spacelance Office Solutions Pvt Limited, No.677, 1st Floor, 27th Main, 13th Cross, Sector 1, HSR Layout, Bangalore, Karnataka – 560102 (Tofler, TheCompanyCheck)
When was Yellow Fintech Private Limited incorporated?
Yellow Fintech Private Limited was incorporated on 10 November 2020.
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