Company Intelligence Profile

Yellow Fintech Private Limited

RBI-licensed NBFC (registered as Yellow Fintech Private Limited, operating as "Yellow Metal") offering fast gold loans against ornaments with no processing or valuation fees.

CIN: U65990KA2020PTC140902ActiveRoC Karnataka

Last updated 21 August 2026

AI OverviewGenerated from public records

Yellow Fintech Private Limited, incorporated on 10 November 2020 and based in Bangalore, Karnataka, is an active company operating as Yellow Metal, an RBI-licensed non-banking financial company offering gold loans against ornaments. It provides fast approvals, no processing or valuation fees, and part-payment and partial-release options through an Android app. It is recognized as a startup by DPIIT.

AI-generated summary from public filings and may contain errors. Verify against the detailed sections below.

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Company Identity

Registered nameYellow Fintech Private Limited
CINU65990KA2020PTC140902
PANNot available in the public sources reviewed.
StatusActive
ListingNo (unlisted private company)
Incorporated10 November 2020
ROCRoC Karnataka (Bangalore)
Sector (NIC)
  • Finance — "Other financial activities; other services auxiliary to financial services n.e.c."
  • TheCompanyCheck classifies it under Financial and insurance services, gold-loan NBFC operations
Registered addressSpacelance Office Solutions Pvt Limited, No.677, 1st Floor, 27th Main, 13th Cross, Sector 1, HSR Layout, Bangalore, Karnataka – 560102
Authorized capital₹30.0 lakh
Paid-up capital
  • ₹7.85 lakh per Tofler
  • ₹8.89 lakh per TheCompanyCheck (minor source discrepancy, likely different snapshot dates — flagged as conflict)

Business Overview

  • Registered as an "other financial services" entity under NIC/Tofler classification
  • Publicly it operates as "Yellow Metal," an RBI-licensed NBFC offering gold loans (borrowing against gold ornaments) with fast (~10 minute) approval, no processing/valuation fees, part-payment and partial-release options, available in English/Kannada/Telugu, with an Android app
  • DPIIT-recognized startup
  • Source: yellowmetal.co website

Directors

NameDINRoleAppointed
Nikhil Nagarjunagupta Boggaram08956418-10 Nov 2020

Financials

FY2022
  • Revenue under INR 1 crore (exact figure paywalled)
  • EBITDA/PAT/net worth/borrowings paywalled. FY2024: Revenue ~₹4.54 Cr, cited as 309% YoY growth
  • EBITDA and PAT "locked"/not obtained. No consolidated vs standalone distinction available
  • entity is small and likely standalone only. Given the gap between FY2022 (<1 Cr) and FY2024 (~4.54 Cr) figures and that the FY2024 figure is not corroborated by a second source, treat FY2024 revenue as partial/unconfirmed

Charges & Borrowings

No registered charges / no secured borrowings with RoC per both Tofler ("no registered charges") and TheCompanyCheck ("no open charges or secured borrowings registered with ROC") — confirmed.

Competitors

Muthoot Finance
large, listed, market leader
Manappuram Finance
large, listed
IIFL Finance – gold loans division
large, listed
fintech gold-loan platform, large-scale startup
Indel Money
mid-size NBFC gold loans
Kosamattam Finance
mid-size NBFC gold loans

Frequently Asked Questions

What does Yellow Fintech Private Limited do?
RBI-licensed NBFC (registered as Yellow Fintech Private Limited, operating as "Yellow Metal") offering fast gold loans against ornaments with no processing or valuation fees.
What is the CIN of Yellow Fintech Private Limited?
The Corporate Identification Number (CIN) of Yellow Fintech Private Limited is U65990KA2020PTC140902.
Where is Yellow Fintech Private Limited registered?
Yellow Fintech Private Limited is registered with RoC Karnataka (Bangalore). Registered address: Spacelance Office Solutions Pvt Limited, No.677, 1st Floor, 27th Main, 13th Cross, Sector 1, HSR Layout, Bangalore, Karnataka – 560102 (Tofler, TheCompanyCheck)
When was Yellow Fintech Private Limited incorporated?
Yellow Fintech Private Limited was incorporated on 10 November 2020.

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Disclaimer: Company information shown on this page is compiled from public records and third-party sources. It may be incomplete, outdated, or contain inaccuracies, and is provided for general informational purposes only. Please verify details independently before relying on them.