Aavishkaar Capital business loans
Aavishkaar Capital is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: ticket ₹30–50cr
4 more ▾ ▴
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- 1st/pari-passu charge on current assets (100%)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×1), 1st/pari-passu charge on current assets (×1)
- share → in-principle approval (initial interest): ≈17d
What Aavishkaar Capital lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Aavishkaar Capital
- What does Aavishkaar Capital lend?
- Aavishkaar Capital writes secured term loan.
- What are Aavishkaar Capital's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Aavishkaar Capital ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%).
- What documents does Aavishkaar Capital ask for?
- Most often cap table / equity, contracts/work orders, debt schedule / sanction letters, term sheet. Having these ready before the first call is what shortens the turnaround.
- How do I apply to Aavishkaar Capital?
- You do not apply to Aavishkaar Capital directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Aavishkaar Capital's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Next steps after Aavishkaar Capital
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Aavishkaar Capital is the right lender for you
A few questions. Recur Market scores you against Aavishkaar Capital and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Aavishkaar Capital's current policy. Terms are set by the lender at the time of sanction.