Lender profile

Alwar General business loans

Alwar General is on Recur Club's lender panel, writing secured term loan.

  • ✓We check your fit against every lender on the panel, not just this one
1
Products live
₹5 Cr
Median sanction
— The screen your file has to clear

The screen your file has to clear

What is checked before anything else, and applies to every product below.

Behaviour & gates
  • Borrower: age ≥2y
  • CIBIL ≥650
  • avoid
    Agriculture and Allied IndustriesAuto ComponentsAutomobilesAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceEducation and Training
  • Private Limited, Public
  • positive sector: Financial Services
  • Financials: rev ≥₹10cr
11 more ▾
  • TOL/adjusted tangible net worth ≤5
  • debt/EBITDA ≤4
  • minimum assetsundermanagement: 50
  • networth ≥₹10cr
  • debt/networth ≤4
  • DSCR ≥1
  • Deal: no PEP
  • Security (observed): 1st/pari-passu charge on current assets (100%)
  • Corporate Guarantee (67%)
  • Personal Guarantee Of Promoters / Directors / Property Owner (67%)
  • Security asked in : 1st/pari-passu charge on current assets (×3), Corporate Guarantee (×2), Personal Guarantee Of Promoters / Directors / Property Owner (×2)
— Products & indicative terms

What Alwar General lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

ProductTicketPricingTenure

Also offered, with no terms observed yet: Secured Term Loan.

— Typical term sheet

What a sanction from Alwar General actually looks like

Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.

Specimen sanction

Representative of the median file. Your actual terms will move with rating, security cover and relationship.

Indicative

How often each clause appears

Share of the 1 sanction letters carrying the clause.

No further charge / pledge of assets elsewhere100%
— Security & covenants

What they will ask you to pledge

Counted across the sanction letters read. A combination is normal, and most files carry more than one.

  • Book debts1 letters
  • Book debt1 letters
  • Book debts ×1, Book debt ×1
— Common questions

What borrowers ask about Alwar General

What does Alwar General lend?
Alwar General writes secured term loan.
What are Alwar General's eligibility criteria?
The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
What security does Alwar General ask for?
Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Corporate Guarantee (67%) · Personal Guarantee Of Promoters / Directors / Property Owner (67%).
How do I apply to Alwar General?
You do not apply to Alwar General directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Alwar General's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Is Alwar General the right lender for my business?
It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Alwar General screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Next steps after Alwar General

See whether Alwar General is the right lender for you

A few questions. Recur Market scores you against Alwar General and the rest of the panel, on each lender's own recorded criteria.

Check my match

Last updated

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Alwar General's current policy. Terms are set by the lender at the time of sanction.