Ambit Finvest business loans
Ambit Finvest is on Recur Club's lender panel, writing secured term loan, unsecured business loan.
- ✓We check your fit against every lender on the panel, not just this one
2 lenders under one brand
They share a screening philosophy but not a book. Which one your file goes to depends on what you are borrowing against.
Ambit Services Private Limited
- Case is not feasible due to banking charges and penalties — multiple instances of minimum balance charges, ECS/ACH return charges, and bounced cheque/ECS charges from Dec to May .
- West Bengal is not a feasible location for Ambit.
Ambit Finvest Private Limited
- Borrower: CIBIL ≥650
- Maharashtra
- positive sector: Financial Services
- Private Limited, Public
- Financials: TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
12 more ▾ ▴
- minimum assetsundermanagement: 30
- networth ≥₹40cr
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 14–18%
- ticket ₹0–15cr
- tenure 6–36mo
- Security (observed): 1st/pari-passu charge on current assets (100%)
- Personal Guarantee Of Promoters / Directors / Property Owner (67%)
- Corporate Guarantee (67%)
- Security asked in : 1st/pari-passu charge on current assets (×1), Personal Guarantee Of Promoters/Directors (×1), Fixed Deposit <5% (×1), FD margin 5–10% (×1)
- Security asked in 2026: 1st/pari-passu charge on current assets (×3), Personal Guarantee Of Promoters / Directors / Property Owner (×2), Corporate Guarantee (×2), FD margin 5–10% (×1)
What Ambit Finvest lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure | Arm |
|---|
Also offered, with no terms observed yet: Secured Term Loan, Unsecured Business Loan.
What a sanction from Ambit Finvest actually looks like
Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.
Ambit Services Private Limited
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
Ambit Finvest Private Limited
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
What they will ask you to pledge
Counted across the sanction letters read. A combination is normal, and most files carry more than one.
Ambit Services Private Limited
- Demand Promissory Note (continuing security)2 letters
- Current Assets2 letters
- Equipment / Plant & Machinery / Furniture2 letters
- receivables/book debts/operating cash flows1 letters
- current assets1 letters
- equipment/plant & machinery/furniture1 letters
- Demand Promissory Note (continuing security) ×2, Current Assets ×2, Equipment / Plant & Machinery / Furniture ×2, receivables/book debts/operating cash flows ×1, current assets ×1, equipment/plant & machinery/furniture ×1
Ambit Finvest Private Limited
- Demand Promissory Note (continuing security)2 letters
- Current Assets2 letters
- Equipment / Plant & Machinery / Furniture2 letters
- receivables/book debts/operating cash flows1 letters
- current assets1 letters
- equipment/plant & machinery/furniture1 letters
- Demand Promissory Note (continuing security) ×2, Current Assets ×2, Equipment / Plant & Machinery / Furniture ×2, receivables/book debts/operating cash flows ×1, current assets ×1, equipment/plant & machinery/furniture ×1
What borrowers ask about Ambit Finvest
- What does Ambit Finvest lend?
- Ambit Finvest writes secured term loan, unsecured business loan.
- What are Ambit Finvest's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- Who does Ambit Finvest not fund?
- Case is not feasible due to banking charges and penalties — multiple instances of minimum balance charges, ECS/ACH return charges, and bounced cheque/ECS charges from Dec to May . Sector and structure exclusions are listed in full on this page.
- What security does Ambit Finvest ask for?
- Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (67%) · Corporate Guarantee (67%).
- How do I apply to Ambit Finvest?
- You do not apply to Ambit Finvest directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Ambit Finvest's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Next steps after Ambit Finvest
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Ambit Finvest is the right lender for you
A few questions. Recur Market scores you against Ambit Finvest and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Ambit Finvest's current policy. Terms are set by the lender at the time of sanction.