What does Astrafin Neosolutions lend?

Astrafin Neosolutions writes finance lease, operating lease. Across those, observed facilities run ₹2 cr to ₹7 cr.

What ticket size does Astrafin Neosolutions offer?

Facilities observed on live transactions run from ₹2 cr to ₹7 cr. The band differs by product, so the figure that applies to you depends on which facility you are asking for.

What rate does Astrafin Neosolutions charge?

Rates observed on live transactions fall between 11% and 30% a year. Tenures run 12 to 36 months. These are observed figures, not a quote, and the rate you are offered depends on your file.

How long does Astrafin Neosolutions take to disburse?

About 76 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.

What are Astrafin Neosolutions's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

Lender profile

Astrafin Neosolutions business loans

Astrafin Neosolutions is on Recur Club's lender panel, writing finance lease, operating lease. Observed tickets run ₹2 cr to ₹7 cr, priced between 11% and 30%. Median turnaround from application to disbursal is about 76 days.

✓Tickets from ₹2 Cr – ₹7 Cr across 2 products
✓Indicative pricing 11% – 30%, as quoted on live transactions
✓We check your fit against every lender on the panel, not just this one

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Products live

— The screen your file has to clear

The screen your file has to clear

What is checked before anything else, and applies to every product below.

Behaviour & gates

Borrower: CIBIL ≥650
age ≥1y
Financials: runway ≥18mo
rev ≥₹50cr
TOL/adjusted tangible net worth ≤5
debt/EBITDA ≤4

10 more ▾

debt/networth ≤4
DSCR ≥1
Deal: tenure 12–120mo
Security (observed): 1st charge on P&M (100%)
FD margin 5–10% (59%)
Security asked in : 1st charge on P&M (×5), FD margin 5–10% (×3), Personal Guarantee Of Promoters/Directors (×2), 1st/pari-passu charge on current assets (×1)
Security asked in 2026: 1st charge on P&M (×17), FD margin 5–10% (×10), Personal Guarantee Of Promoters / Directors / Property Owner (×8), FD margin 10–15% (×5)
share → in-principle approval (initial interest): ≈10d
in-principle approval → sanction (underwriting): ≈58d
sanction → disburse (closing): ≈34d

— Products & indicative terms

What Astrafin Neosolutions lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

Product	Ticket	Pricing	Tenure
Finance Lease▾▴ Turnaround ~76d Wins Director overdue: 0.001 INR Cr [set , Winston Pinto] Director CIBIL: 650 [set , Winston Pinto] Min company age (yr): 1 Years [set , Winston Pinto] Min Runway: 18 Months → funded cohort ≈99 [set , Winston Pinto] 9 more ▾ ▴ Min revenue (₹cr): 50 → funded cohort ≈52.88 [set , Winston Pinto] TOL: 5 [set , Winston Pinto] Debt / EBITDA: 4 → funded cohort ≈-0 [set , Winston Pinto] Debt / Net worth: 4 → funded cohort ≈0.11 [set , Winston Pinto] Debt Service Coverage Ratio: 1 [set , Winston Pinto] Offered terms (past deals): rate 14–14–14% ₹7–7–7 Cr 36–36–36 mo Turnaround: ≈76 days (share→disburse) Behaviour & gates Min tenure (mo): 12 Months [set , Winston Pinto] Max tenure (mo): 120 Months [set , Winston Pinto] Min ticket (₹cr): 1 [set , Winston Pinto] Min rate (%): 8 [set , Winston Pinto] Security required: ['Charge On Movable Fixed Assets/Plant & Machinery - Exclusive First Charge'] [set , Winston Pinto] Tenure — stated 12–120 mo, actually offered 36–36 mo → within stated band	₹7 cr	14%	36 mo
Operating Lease▾▴ Turnaround ~81d Wins Director overdue: 0.001 INR Cr [set , Winston Pinto] Director CIBIL: 650 [set , Winston Pinto] Min company age (yr): 1 Years [set , Winston Pinto] Min Runway: 18 Months → funded cohort ≈99 [set , Winston Pinto] 9 more ▾ ▴ Min revenue (₹cr): 50 → funded cohort ≈52.88 [set , Winston Pinto] TOL: 5 [set , Winston Pinto] Debt / EBITDA: 4 → funded cohort ≈-0 [set , Winston Pinto] Debt / Net worth: 4 → funded cohort ≈0.11 [set , Winston Pinto] Debt Service Coverage Ratio: 1 [set , Winston Pinto] Offered terms (past deals): rate 11–20.5–30% ₹2–2.9–3.8 Cr 12–15–18 mo Turnaround: ≈81 days (share→disburse) Behaviour & gates Min tenure (mo): 12 Months [set , Winston Pinto] Max tenure (mo): 120 Months [set , Winston Pinto] Min ticket (₹cr): 1 [set , Winston Pinto] Min rate (%): 8 [set , Winston Pinto] Security required: ['Charge On Movable Fixed Assets/Plant & Machinery - Exclusive First Charge'] [set , Winston Pinto] Tenure — stated 12–120 mo, actually offered 12–18 mo → within stated band	₹2–3.8 cr	11–30%	12–18 mo

— Common questions

What borrowers ask about Astrafin Neosolutions

What does Astrafin Neosolutions lend?: Astrafin Neosolutions writes finance lease, operating lease. Across those, observed facilities run ₹2 cr to ₹7 cr.
What ticket size does Astrafin Neosolutions offer?: Facilities observed on live transactions run from ₹2 cr to ₹7 cr. The band differs by product, so the figure that applies to you depends on which facility you are asking for.
What rate does Astrafin Neosolutions charge?: Rates observed on live transactions fall between 11% and 30% a year. Tenures run 12 to 36 months. These are observed figures, not a quote, and the rate you are offered depends on your file.
How long does Astrafin Neosolutions take to disburse?: About 76 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.
What are Astrafin Neosolutions's eligibility criteria?: The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

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Last updated 29 September 2026

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Astrafin Neosolutions's current policy. Terms are set by the lender at the time of sanction.