Avendus Absolute business loans
Avendus Absolute is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- pan-India
- Financials: runway ≥12mo
- rev ≥₹200cr
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
13 more ▾ ▴
- networth ≥₹50cr
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 13–18%
- ticket ₹50–1000cr
- tenure 18–48mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- FD margin 10–15% (67%)
- share pledge ≤51% (67%)
- 1st/pari-passu charge on current assets (67%)
- Security asked in : Personal Guarantee Of Promoters/Directors (×1), Escrow Of Cashflows (×1), 1st/pari-passu charge on current assets (×1), Fixed Deposit <5% (×1)
- Security asked in : Personal Guarantee Of Promoters/Directors (×6), 1st/pari-passu charge on current assets (×4), FD margin 15–20% (×2), Immovable Fixed Assets - Pari Passu First Charge (×2)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×3), FD margin 10–15% (×2), share pledge ≤51% (×2), 1st/pari-passu charge on current assets (×2)
What Avendus Absolute lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Avendus Absolute
- What does Avendus Absolute lend?
- Avendus Absolute writes secured term loan.
- What are Avendus Absolute's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Avendus Absolute ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · FD margin 10–15% (67%) · share pledge ≤51% (67%) · 1st/pari-passu charge on current assets (67%).
- How do I apply to Avendus Absolute?
- You do not apply to Avendus Absolute directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Avendus Absolute's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Avendus Absolute the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Avendus Absolute screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Avendus Absolute
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Avendus Absolute is the right lender for you
A few questions. Recur Market scores you against Avendus Absolute and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Avendus Absolute's current policy. Terms are set by the lender at the time of sanction.