Banquity Equipment business loans
Banquity Equipment is on Recur Club's lender panel, writing operating lease, secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- age ≥3y
- Private Limited, Limited Liability Partner, Public
- Financials: runway ≥12mo
- rev ≥₹40cr
- TOL/adjusted tangible net worth ≤5
12 more ▾ ▴
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 12–18%
- ticket ₹1–30cr
- tenure 12–60mo
- Security (observed): 1st charge on P&M (100%)
- FD margin 10–15% (75%)
- Escrow Of Cashflows (50%)
- Security asked in : Fixed Deposit <5% (×1), FD margin 5–10% (×1), FD margin 10–15% (×1), FD margin 15–20% (×1)
- Security asked in 2026: 1st charge on P&M (×4), FD margin 10–15% (×3), Escrow Of Cashflows (×2), Personal Guarantee Of Promoters / Directors / Property Owner (×1)
- share → in-principle approval (initial interest): ≈9d
What Banquity Equipment lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Operating Lease, Secured Term Loan.
What borrowers ask about Banquity Equipment
- What does Banquity Equipment lend?
- Banquity Equipment writes operating lease, secured term loan.
- What are Banquity Equipment's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Banquity Equipment ask for?
- Observed across sanctions: 1st charge on P&M (100%) · FD margin 10–15% (75%) · Escrow Of Cashflows (50%).
- How do I apply to Banquity Equipment?
- You do not apply to Banquity Equipment directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Banquity Equipment's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Banquity Equipment the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Banquity Equipment screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Banquity Equipment
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Banquity Equipment is the right lender for you
A few questions. Recur Market scores you against Banquity Equipment and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Banquity Equipment's current policy. Terms are set by the lender at the time of sanction.