British International business loans

The screen your file has to clear

What is checked before anything else, and applies to every product below.

What British International lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

Also offered, with no terms observed yet: Secured Term Loan.

What borrowers ask about British International

What does British International lend?

British International writes secured term loan.

What are British International's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

What security does British International ask for?

Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%).

How do I apply to British International?

You do not apply to British International directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against British International's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.

Is British International the right lender for my business?

It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what British International screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.