Electrifi Mobility business loans
Electrifi Mobility is on Recur Club's lender panel, writing operating lease.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- avoidAgriculture and Allied IndustriesAuto ComponentsAutomobilesAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceEducation and Training
- pan-India
- positive sector: Electric Vehicle, Automobiles
- Financials: EBITDA ≥₹-30cr
- runway ≥6mo
13 more ▾ ▴
- minimum annualrevenuegrowthrate: 10
- rev ≥₹5cr
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 14–20%
- ticket ₹0–5cr
- tenure 24 –60mo
- Security (observed): 1st charge on P&M (100%)
- FD margin 10–15% (100%)
- Personal Guarantee Of Promoters / Directors / Property Owner (50%)
- Security asked in 2026: 1st charge on P&M (×2), FD margin 10–15% (×2), Personal Guarantee Of Promoters / Directors / Property Owner (×1)
What Electrifi Mobility lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
|---|
Also offered, with no terms observed yet: Operating Lease.
What borrowers ask about Electrifi Mobility
- What does Electrifi Mobility lend?
- Electrifi Mobility writes operating lease.
- What are Electrifi Mobility's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Electrifi Mobility ask for?
- Observed across sanctions: 1st charge on P&M (100%) · FD margin 10–15% (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (50%).
- How do I apply to Electrifi Mobility?
- You do not apply to Electrifi Mobility directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Electrifi Mobility's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Electrifi Mobility the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Electrifi Mobility screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Electrifi Mobility
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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Founder stories from the companies building in India, from the team behind Recur Club.
See whether Electrifi Mobility is the right lender for you
A few questions. Recur Market scores you against Electrifi Mobility and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Electrifi Mobility's current policy. Terms are set by the lender at the time of sanction.