Growth Source business loans
Growth Source is on Recur Club's lender panel, writing unsecured business loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- age ≥1y
- Maharashtra, Andaman and Nicobar Islands, Andhra Pradesh, Bihar, Arunachal Pradesh, Assam, Chhattisgarh, Chandigarh, Tamil Nadu, Rajasthan, Punjab, Puducherry, Odisha, Mizoram, Sikkim, Telangana, Tripura, Uttarakhand, West Bengal, Uttar Pradesh
- sector-agnostic (34 sectors — full list in data JSON)
- Private Limited, Sole proprietorship, Limited Liability Partner
- Financials: TOL/adjusted tangible net worth ≤5
15 more ▾ ▴
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 18–21%
- ticket ₹0.1–0.5cr
- tenure 12–60mo
- Security (observed): Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- 1st/pari-passu charge on current assets (100%)
- Fixed Deposit <5% (50%)
- Warrants <5% (50%)
- Escrow Of Cashflows (50%)
- 1st charge on immovable assets (50%)
- Security asked in : Personal Guarantee Of Promoters / Directors / Property Owner (×4)
- Security asked in 2026: Personal Guarantee Of Promoters / Directors / Property Owner (×2), 1st/pari-passu charge on current assets (×2), Fixed Deposit <5% (×1), Warrants <5% (×1)
- share → in-principle approval (initial interest): ≈2d
What Growth Source lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Unsecured Business Loan.
What borrowers ask about Growth Source
- What does Growth Source lend?
- Growth Source writes unsecured business loan.
- What are Growth Source's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Growth Source ask for?
- Observed across sanctions: Personal Guarantee Of Promoters / Directors / Property Owner (100%) · 1st/pari-passu charge on current assets (100%) · Fixed Deposit <5% (50%) · Warrants <5% (50%) · Escrow Of Cashflows (50%) · 1st charge on immovable assets (50%).
- What documents does Growth Source ask for?
- Most often bank statements, term sheet. Having these ready before the first call is what shortens the turnaround.
- How do I apply to Growth Source?
- You do not apply to Growth Source directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Growth Source's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Next steps after Growth Source
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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Founder stories from the companies building in India, from the team behind Recur Club.
See whether Growth Source is the right lender for you
A few questions. Recur Market scores you against Growth Source and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Growth Source's current policy. Terms are set by the lender at the time of sanction.