IIFL Thane business loans
IIFL Thane is on Recur Club's lender panel, writing secured term loan, unsecured business loan.
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- Financials: TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
What IIFL Thane lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure |
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Also offered, with no terms observed yet: Secured Term Loan, Unsecured Business Loan.
What a sanction from IIFL Thane actually looks like
Reconstructed from real sanction letters. Small samples, so read them as observed rather than as a rule.
Specimen sanction
Representative of the median file. Your actual terms will move with rating, security cover and relationship.
How often each clause appears
Share of the 21 sanction letters carrying the clause.
What borrowers ask about IIFL Thane
- What does IIFL Thane lend?
- IIFL Thane writes secured term loan, unsecured business loan.
- What are IIFL Thane's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- How do I apply to IIFL Thane?
- You do not apply to IIFL Thane directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against IIFL Thane's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is IIFL Thane the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what IIFL Thane screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after IIFL Thane
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether IIFL Thane is the right lender for you
A few questions. Recur Market scores you against IIFL Thane and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of IIFL Thane's current policy. Terms are set by the lender at the time of sanction.