Investec Credit business loans
Investec Credit is on Recur Club's lender panel, writing secured term loan.
- ✓We check your fit against every lender on the panel, not just this one
2 lenders under one brand
They share a screening philosophy but not a book. Which one your file goes to depends on what you are borrowing against.
Investec Credit Finance Private Limited
- Borrower: age ≥2y
- wilful defaulter: No
- revenue from related parties: 10
- avoidAgriculture and Allied IndustriesAuto ComponentsAutomobilesAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceEducation and Training
- pan-India
- Private Limited, Limited Liability Partner, Public
12 more ▾ ▴
- positive sector: Real Estate (non asset Light)
- Financials: runway ≥12mo
- rev ≥₹150cr
- TOL/adjusted tangible net worth ≤4
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1.1
- Deal: tenure 12–48mo
- Security (observed): share pledge ≤51% (100%)
- 1st charge on immovable assets (100%)
- Personal Guarantee Of Promoters / Directors / Property Owner (100%)
- Security asked in 2026: share pledge ≤51% (×1), 1st charge on immovable assets (×1), Personal Guarantee Of Promoters / Directors / Property Owner (×1)
Investec Global Services (India) Privatelimited
- Borrower: CIBIL ≥650
- Maharashtra
- Financials: TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- debt/networth ≤4
- DSCR ≥1
7 more ▾ ▴
- Deal: rate 13–16%
- ticket ₹100–400cr
- tenure 36–72mo
- Security (observed): 1st/pari-passu charge on current assets (100%)
- FD margin 15–20% (100%)
- Personal Guarantee Of Promoters/Directors (100%)
- Security asked in : 1st/pari-passu charge on current assets (×1), FD margin 15–20% (×1), Personal Guarantee Of Promoters/Directors (×1)
What Investec Credit lends, and on what terms
What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.
| Product | Ticket | Pricing | Tenure | Arm |
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Also offered, with no terms observed yet: Secured Term Loan.
What borrowers ask about Investec Credit
- What does Investec Credit lend?
- Investec Credit writes secured term loan.
- What are Investec Credit's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- What security does Investec Credit ask for?
- Observed across sanctions: share pledge ≤51% (100%) · 1st charge on immovable assets (100%) · Personal Guarantee Of Promoters / Directors / Property Owner (100%).
- How do I apply to Investec Credit?
- You do not apply to Investec Credit directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Investec Credit's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Investec Credit the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Investec Credit screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Investec Credit
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
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See whether Investec Credit is the right lender for you
A few questions. Recur Market scores you against Investec Credit and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Investec Credit's current policy. Terms are set by the lender at the time of sanction.