What does Jayshree Dealers lend?

Jayshree Dealers writes purchase invoice discounting, sales invoice discounting, secured term loan, unsecured business loan, working capital demand loan. Across those, observed facilities run ₹20 lakh to ₹50 lakh.

What ticket size does Jayshree Dealers offer?

Facilities observed on live transactions run from ₹20 lakh to ₹50 lakh. The band differs by product, so the figure that applies to you depends on which facility you are asking for.

What rate does Jayshree Dealers charge?

Rates observed on live transactions fall between 17% and 18% a year. Tenures run 12 to 36 months. These are observed figures, not a quote, and the rate you are offered depends on your file.

How long does Jayshree Dealers take to disburse?

About 19 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.

What are Jayshree Dealers's eligibility criteria?

The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

Lender profile

Jayshree Dealers business loans

Jayshree Dealers is on Recur Club's lender panel, writing purchase invoice discounting, sales invoice discounting, secured term loan and 2 other products. Observed tickets run ₹20 lakh to ₹50 lakh, priced between 17% and 18%. Median turnaround from application to disbursal is about 19 days.

✓Tickets from ₹20 L – ₹50 L across 5 products
✓Indicative pricing 17% – 18%, as quoted on live transactions
✓We check your fit against every lender on the panel, not just this one

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Products live

— The screen your file has to clear

The screen your file has to clear

What is checked before anything else, and applies to every product below.

Behaviour & gates

Borrower: CIBIL ≥650
age ≥1y
avoid
Mining TechMining EquipmentGems and JewelleryGambling and BettingLottery BusinessMining CompaniesTobacco ProductsExplosivesArms and Ammunitions
Delhi, Rajasthan, West Bengal, Maharashtra, Gujarat, Telangana, Karnataka, Tamil Nadu, Kerala
Financials: runway ≥6mo
exisiting debt: 40

7 more ▾

TOL/adjusted tangible net worth ≤5
debt/EBITDA ≤4
debt/networth ≤4
Deal: rate 18–25%
ticket ₹0.1–0.5cr
tenure 6–18mo
share → in-principle approval (initial interest): ≈20d

— Products & indicative terms

What Jayshree Dealers lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

Product	Ticket	Pricing	Tenure
Sales Invoice Discounting▾▴ Turnaround ~19d Rejects Negative sectors Mining TechMining EquipmentGems and JewelleryGambling and BettingLottery BusinessMining CompaniesTobacco ProductsExplosivesArms and Ammunitions Wins Director overdue: 0.001 INR Cr Director CIBIL: 650 States: 9 values → data JSON Min company age (yr): 1 Years 11 more ▾ ▴ Min Runway: 6 Months Exisiting Debt: 40 % Debt / EBITDA: 4 Debt / Net worth: 4 Offered terms (past deals): rate 17–17–17% ₹0.5–0.5–0.5 Cr 12–12–12 mo _(excl. 1 multi-product deal — no per-product split on record)_ Turnaround: ≈19 days (share→disburse) Asks for GST / integration (×7) Asks for Bank statements (×6) Asks for Term sheet (×2) Behaviour & gates Min tenure (mo): 6 Months Min ticket (₹cr): 0.1 Max tenure (mo): 18 Months Min rate (%): 18 Max ticket (₹cr): 0.5 Max rate (%): 25 3 more ▾ ▴ rate — stated 18–25%, actually offered 17–17% → priced/sized below stated floor Amount — stated 0.1–0.5 Cr, actually offered 0.5–0.5 Cr → within stated band Tenure — stated 6–18 mo, actually offered 12–12 mo → within stated band	₹0.5 cr	17%	12 mo
Unsecured Business Loan▾▴ Turnaround ~64d Rejects Negative sectors Mining TechMining EquipmentGems and JewelleryGambling and BettingLottery BusinessMining CompaniesTobacco ProductsExplosivesArms and Ammunitions Wins Director overdue: 0.001 INR Cr Director CIBIL: 650 States: 9 values → data JSON Min company age (yr): 1 Years 14 more ▾ ▴ Min Runway: 6 Months Exisiting Debt: 40 % Debt / EBITDA: 4 Debt / Net worth: 4 Offered terms (past deals): rate 17–17.5–18% ₹0.2–0.3–0.5 Cr 12–24–36 mo Turnaround: ≈64 days (share→disburse) Asks for Bank statements (×8) Asks for GST / integration (×4) Asks for Debt schedule / sanction letters (×2) Asks for Provisional financials (×2) Asks for Audited financials (×1) Asks for Term sheet (×1) Behaviour & gates Min tenure (mo): 6 Months Min ticket (₹cr): 0.1 Max tenure (mo): 18 Months Min rate (%): 18 Max ticket (₹cr): 0.5 Max rate (%): 25 3 more ▾ ▴ rate — stated 18–25%, actually offered 17–18% → priced/sized below stated floor Amount — stated 0.1–0.5 Cr, actually offered 0.2–0.5 Cr → within stated band Tenure — stated 6–18 mo, actually offered 12–36 mo → exceeded stated ceiling	₹0.2–0.5 cr	17–18%	12–36 mo

Also offered, with no terms observed yet: Purchase Invoice Discounting, Secured Term Loan, Working Capital Demand Loan.

— Common questions

What borrowers ask about Jayshree Dealers

What does Jayshree Dealers lend?: Jayshree Dealers writes purchase invoice discounting, sales invoice discounting, secured term loan, unsecured business loan, working capital demand loan. Across those, observed facilities run ₹20 lakh to ₹50 lakh.
What ticket size does Jayshree Dealers offer?: Facilities observed on live transactions run from ₹20 lakh to ₹50 lakh. The band differs by product, so the figure that applies to you depends on which facility you are asking for.
What rate does Jayshree Dealers charge?: Rates observed on live transactions fall between 17% and 18% a year. Tenures run 12 to 36 months. These are observed figures, not a quote, and the rate you are offered depends on your file.
How long does Jayshree Dealers take to disburse?: About 19 days from application to disbursal at the median, where the file is complete. Missing financials, unresolved security or a pending no-objection from an existing lender are what usually stretch it.
What are Jayshree Dealers's eligibility criteria?: The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.

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Last updated 6 October 2026

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Jayshree Dealers's current policy. Terms are set by the lender at the time of sanction.