Lender profile

Kissandhan Agri business loans

Kissandhan Agri is on Recur Club's lender panel, writing secured term loan.

  • ✓We check your fit against every lender on the panel, not just this one
1
Products live
— The screen your file has to clear

The screen your file has to clear

What is checked before anything else, and applies to every product below.

Behaviour & gates
  • Borrower: age ≥2y
  • CIBIL ≥650
  • avoid
    Auto ComponentsAutomobilesAviationBankingBiotechnologyCementChemicalsConsumer DurablesDefence ManufacturingE-CommerceEducation and TrainingElectric Vehicle
  • pan-India
  • Private Limited, Public
  • positive sector: Financial Services, Insurance, Agriculture and Allied Industries
15 more ▾
  • Financials: runway ≥12mo
  • TOL/adjusted tangible net worth ≤5
  • debt/EBITDA ≤4
  • minimum assetsundermanagement: 100
  • networth ≥₹30cr
  • debt/networth ≤4
  • DSCR ≥1
  • Deal: rate 14–22%
  • ticket ₹1–10cr
  • tenure 6–24mo
  • Security (observed): 1st/pari-passu charge on current assets (100%)
  • Personal Guarantee Of Promoters/Directors (50%)
  • Personal Guarantee Of Promoters / Directors / Property Owner (50%)
  • Security asked in : 1st/pari-passu charge on current assets (×2), Personal Guarantee Of Promoters/Directors (×1), Personal Guarantee Of Promoters / Directors / Property Owner (×1)
  • share → in-principle approval (initial interest): ≈8d
— Products & indicative terms

What Kissandhan Agri lends, and on what terms

What has actually been offered on live transactions, not brochure numbers. Treat them as the band you are likely to be quoted inside, not a promise. Open a row for that product's credit box.

ProductTicketPricingTenure

Also offered, with no terms observed yet: Secured Term Loan.

— Common questions

What borrowers ask about Kissandhan Agri

What does Kissandhan Agri lend?
Kissandhan Agri writes secured term loan.
What are Kissandhan Agri's eligibility criteria?
The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
What security does Kissandhan Agri ask for?
Observed across sanctions: 1st/pari-passu charge on current assets (100%) · Personal Guarantee Of Promoters/Directors (50%) · Personal Guarantee Of Promoters / Directors / Property Owner (50%).
How do I apply to Kissandhan Agri?
You do not apply to Kissandhan Agri directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Kissandhan Agri's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
Is Kissandhan Agri the right lender for my business?
It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Kissandhan Agri screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.

Next steps after Kissandhan Agri

See whether Kissandhan Agri is the right lender for you

A few questions. Recur Market scores you against Kissandhan Agri and the rest of the panel, on each lender's own recorded criteria.

Check my match

Last updated

Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Kissandhan Agri's current policy. Terms are set by the lender at the time of sanction.