Kredstone Capital business loans
- ✓We check your fit against every lender on the panel, not just this one
The screen your file has to clear
What is checked before anything else, and applies to every product below.
- Borrower: CIBIL ≥650
- avoid: Trading, Real Estate (asset Light), Real Estate (non asset Light)
- Andhra Pradesh
- Private Limited, Public, Limited Liability Partner
- sector-agnostic (50 sectors — full list in data JSON)
- Financials: EBITDA ≥₹5cr
15 more ▾ ▴
- runway ≥12mo
- rev ≥₹15cr
- TOL/adjusted tangible net worth ≤5
- debt/EBITDA ≤4
- maximum annualrevenue: 1000
- debt/networth ≤4
- DSCR ≥1
- Deal: rate 15–20%
- ticket ₹3–30cr
- tenure 12–36mo
- Security: 1st charge on immovable assets
- 1st/pari-passu charge on current assets
- FD margin 15–20%
- FD margin 20–30%
- share pledge ≤51%
What borrowers ask about Kredstone Capital
- What are Kredstone Capital's eligibility criteria?
- The first screen is the bureau: a borrower CIBIL of at least 650. Revenue, leverage and debt-service thresholds apply on top and vary by product. The full credit box for each product is set out on this page.
- How do I apply to Kredstone Capital?
- You do not apply to Kredstone Capital directly through Recur Club. Answer a short set of questions on Recur Market and your file is scored against Kredstone Capital's own recorded criteria alongside every other lender on the panel, so you see where you fit before anyone is approached.
- Is Kredstone Capital the right lender for my business?
- It depends on which product you need, your sector and how your last two years of financials read. The credit box on this page is what Kredstone Capital screens on; running your own numbers through Recur Market shows whether you clear it, and which other lenders you clear at the same time.
Next steps after Kredstone Capital
Answer a short set of questions and see which lenders on the panel your file clears, on each one's own recorded criteria.
Search the panel by name, product or ticket size, and compare credit boxes side by side.
Registry identity, GST status, charges and ratings for any Indian company, including your own.
The underwriting platform these credit boxes come from. Built for lenders and credit teams.
Founder stories from the companies building in India, from the team behind Recur Club.
See whether Kredstone Capital is the right lender for you
A few questions. Recur Market scores you against Kredstone Capital and the rest of the panel, on each lender's own recorded criteria.
Check my matchLast updated
Lender intelligence dossier - screening gates, per-product terms and sanction observations, derived from lender policy documents and observed transactions. Figures are observed from a sample and are not an offer, a commitment, or a statement of Kredstone Capital's current policy. Terms are set by the lender at the time of sanction.